I did end up waiting for now. I just didn't like sitting on unused inquiries right before my credit was about to tank more as I square up on final tuition payments. But even credit experts told me to just sit on those unused inquiries and pay down at least the open account balances before I do anything more (and at least some of the closed accounts too would be good). My net worth is .5 mil between retirement and property, so that is less of a concern for me. I am just at the tail end of finishing 2 years of school and out of financing and starting working full time so was pulling on credit for the dip.
