Advice on what to do next

[Anonymous]

I been lurking and just reading posts , great forum to gain info and knowledge . Some info about me

Starting fico scores Feb 2015, EQ/ 598 , TU/567 , EX 614

Current as of June 2015 EQ/ 641, TU/690, EX/669

have 2 medical collections of $35 and $75 showing on eq, and ex, was showing on TU but was able to get those delete, 

a judgement sent to come off in April 2016

Have a Cap quicksilver that just finished credit steps went from 300-800-1300,

Also have Cap plat. that started at 500 to 1500 thur luv button 

Have Chase freedom at 1500

some store cards, Hsn, and overstock

utilization is at 1%

inquires is 14 eq, 7 TU, 6ex

Thanks for any and all advice

[gloveulent]

---

@Anonymous wrote:

I been lurking and just reading posts , great forum to gain info and knowledge . Some info about me

Starting fico scores Feb 2015, EQ/ 598 , TU/567 , EX 614

Current as of June 2015 EQ/ 641, TU/690, EX/669

have 2 medical collections of $35 and $75 showing on eq, and ex, was showing on TU but was able to get those delete, 

a judgement sent to come off in April 2016

Have a Cap quicksilver that just finished credit steps went from 300-800-1300,

Also have Cap plat. that started at 500 to 1500 thur luv button 

Have Chase freedom at 1500

some store cards, Hsn, and overstock

utilization is at 1%

inquires is 14 eq, 7 TU, 6ex

Thanks for any and all advice

---

Whats your goal?

[revjamesl]

What exactly are you seeking advice on? 

[Anonymous]

My goal is to cross over the 700 score landscape, months ago that seems unreal. A house in 2017

Plus I'm looking for a travel card and Amex, is there a chance for either or should I just wait awhile till my scores increases?

[SouthJamaica]

My advice would be to apply for Barclay Rewards or Cap One Venture.

And then do nothing for at least 6 months.

[Anonymous]

I'd pay the medical collections

[Anonymous]

i would try to dispute those collections! and then go from there with cap 1! 

[Anonymous]

Thanks for the advice everyone , believe I will tackle collections before I'll do anything else