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Alaska Airlines and Capital One Platinum question

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sdsoccerdad
Established Contributor

Alaska Airlines and Capital One Platinum question

Today in the mail, I received a "pre-approved" offer from Capital one for their Platinum card.  It says credit line up to $1500.  I also received an email from Alaska Airlines that was "invitation only" lol.  Should I even bother applying for any of these?

 

Current apps this year:

NFCU Cash Rewards in October for $2900.

NFCU CLOC for in October for $15,000.

Capital One Quicksilver One for $300 around November of this year

I applied for the Chase Amazon card but was denied.

 

TIA

Personal Cards:


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Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
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10 REPLIES 10
Meanmchine
Super Contributor

Re: Alaska Airlines and Capital One Platinum question

The BoA letter sounds like marketing. As far as Cap1, try using their prequal site and see if anything pops up. Cap1 prequals are usually solid Good luck

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 2 of 11
sdsoccerdad
Established Contributor

Re: Alaska Airlines and Capital One Platinum question

I went to the cap one site and said I was pre qualified for the same. Should I go for it or just wait?
Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 3 of 11
Anonymous
Not applicable

Re: Alaska Airlines and Capital One Platinum question


@sdsoccerdad wrote:
I went to the cap one site and said I was pre qualified for the same. Should I go for it or just wait?

Go for it. If Cap One pre-qualifies you for a particular card it is usually spot on. I would apply for it. Good luck!!

Message 4 of 11
Anonymous
Not applicable

Re: Alaska Airlines and Capital One Platinum question

I wouldn't apply, there are way better cards out there and the Platinum card has no rewards and super high APR. Even if you get it converted down the road the NFCU cash card you have gives the same benefits with no AF. 

Message 5 of 11
sdsoccerdad
Established Contributor

Re: Alaska Airlines and Capital One Platinum question


@Anonymous wrote:

I wouldn't apply, there are way better cards out there and the Platinum card has no rewards and super high APR. Even if you get it converted down the road the NFCU cash card you have gives the same benefits with no AF. 


I was just about to ask. I didn't want to risk a HP cause i'm hoping for a CLI come this January which would be my 3rd month with NFCU.

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 6 of 11
Anonymous
Not applicable

Re: Alaska Airlines and Capital One Platinum question


@Anonymous wrote:

I wouldn't apply, there are way better cards out there and the Platinum card has no rewards and super high APR. Even if you get it converted down the road the NFCU cash card you have gives the same benefits with no AF. 


+1  Totally agree with this.

Message 7 of 11
Anonymous
Not applicable

Re: Alaska Airlines and Capital One Platinum question

Wait till you get a CLI with Navy and have SL above $5k. Then reapply with Chase, but I would reccomend the CSP instead of the Amazon.com card. If you do alot of shopping on Amazon there is a card that offers 5% cash back and does soft pull increases. I highly recommend the Amazon Store Card. 

Message 8 of 11
sdsoccerdad
Established Contributor

Re: Alaska Airlines and Capital One Platinum question


@Anonymous wrote:

Wait till you get a CLI with Navy and have SL above $5k. Then reapply with Chase, but I would reccomend the CSP instead of the Amazon.com card. If you do alot of shopping on Amazon there is a card that offers 5% cash back and does soft pull increases. I highly recommend the Amazon Store Card. 


Sounds great.  I'll be waiting till second week of January to do this.  

Thanks everyone!

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 9 of 11
morgacj2004
Valued Contributor

Re: Alaska Airlines and Capital One Platinum question

The AK Air Siggy is a great card due to 30k signup bonus and $99 companion fare The Plat has a 5 k signup bonus and a $50 travel credit. Not such a great deal.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
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