Alliant Credit Card Application

[Anonymous]

Good luck on your Alliant credit card application OP!

[Anonymous]

Thank you! So far, I have still yet to hear a peep out them. Lol Really starting to wonder........ I have never dealt with them on any credit products, so I have no precedence. But I applied Sunday and they pulled my report first thing Tuesday morning after the holidays. Still heard nothing, may be one of those companies that looks at it and says no, then just mails you something. I have no idea, I have accounts with them and of course provided email in the app. So I would have thought I would have heard something. Anyone else applied with them? Can offer your experience? Thanks

[Anonymous]

Troy - I think they've been a little backed up after the holidays as their response time has been a bit longer. My husband sent them a basic secure message communication with a question about his current accounts,  it took them some time to reply - and the rep apologized and said they were catching up after the holidays.

I wouldn't worry and perhaps call them on Friday to check in if you have not heard back.

[Anonymous]

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@Anonymous wrote:

Troy - I think they've been a little backed up after the holidays as their response time has been a bit longer. My husband sent them a basic secure message communication with a question about his current accounts,  it took them some time to reply - and the rep apologized and said they were catching up after the holidays.

I wouldn't worry and perhaps call them on Friday to check in if you have not heard back.

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+1

Or send a secure message.

[Anonymous]

Will be very curious on your application outcome. I am gardening now but in March a dismissed BK will fall off my EQ and currently my Fico 8 score on EX is 687. Hopefully my Fico will go up a bit then. By then all baddies will be gone and I'll have over a year of credit history at 3% utilization from a secured card. Any info on Alliant would greatly be appreciated.

[Anonymous]

Well, still no news.  Apparently they take their own sweet time on CC apps! Lol I am a member with savings/checking established.  So I am sure they could message me or use the email address provided in the app. The suspense is killing me! I am trying to be patient and just let them do their thing.  I never dreamed I would be sitting at a week later with no answer. 

[Anonymous]

Why not call them?  Chances are, you're going to have to talk to them face to face (so to speak) eventually.

[Anonymous]

I called in, Rep said very odd not to have heard something and to call back in tomorrow. I will call them back first thing in the morning. Fairly antequated system here I guess. She could not look anything up for me! Said that if it was approved it would be listed in my account summary. It's not there, so I can only imagine at this point. Lol

[Anonymous]

Yeah i guess most cu's only have their loan officers in m-f and maybe saturday.

I know NFCU is 365, 24/7 for every need that a customer may have.

[Anonymous]

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@Anonymous wrote:
I called in, Rep said very odd not to have heard something and to call back in tomorrow. I will call them back first thing in the morning. Fairly antequated system here I guess. She could not look anything up for me! Said that if it was approved it would be listed in my account summary. It's not there, so I can only imagine at this point. Lol

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They can usually respond to your request just to know status if you send them a secure message (they do respond to secure messages over the wekeend) , but it may be best to just wait and call tomorrow.