Am i blind? Where's the CSP LUV button?

Anonymous · ‎09-01-2015

Can't find it anywhere!

willwar14 · ‎09-01-2015

I believe you have to call in to request a CLI, and its a HP.

CH7 FILED: 08/18/2022, DC: 01/23/2023

Anonymous · ‎09-01-2015

To my knowledge, Chase has no love button.

You can send in your request via the message center or call in to request a CLI, but both will result in a HP.

I will say that for my Chase Slate I received an email from Chase telling me I had an available credit limit increase, and all I had to do was update my income. The email provided me with a link, and I was approved. It seemed shady at first to receive such an email, but it worked!

Anonymous · ‎09-01-2015

@Anonymous wrote:
Can't find it anywhere!

Chase does not have a luv button. You have to request it and it will be a HP.

kdm31091 · ‎09-01-2015

There's no button, as mentioned.

Chase basically discourages CLI requests. You have to call and/or secure message and take a HP. Usually (but not always!) the increases are pretty dinky for the HP.

With Chase it's easiest to just assume and accept that your starting limit is your limit. If they auto CLI you at some point, great, count yourself lucky. But I wouldn't waste a HP. Too many reports of $500 bumps from a HP.

Kkhalil85 · ‎09-01-2015

This is my story with chase, approved for freedom with 13k limit ( denied at first, thanks to myfico i reconed), then the auti cli to 19k, after that i got a letter in the mail to update income and request cli with a sp 23K new limit. CSP approved for 15k, at some point I recievced an email that a cli of 1k is available if i wanted to accept it.

I use the freedom a lot every month and do weekly payments, i even maxed it few times. Both times i recived the cli after reducing my high balance, so I guess chase like to see you using the limit they give you. I hope this helps, good luck.

myFico 08 Scores: EQ 732/ TU 740/ EX 782 9/6/15
Mortgage Scores.: EQ 747/ TU 784/ EX 780 9/6/15

Anonymous · ‎09-01-2015

The button is on your phone. It is activated by calling the number on the card. 😁

Anonymous · ‎09-01-2015

Didn't realize Chase was generally considered difficult to receive CLI from.

Since receiving my CSP card 2 weeks ago, i've put a tick over $10,000 of spend thru it, made a $5,000 payment yesterday, and will make another $5,000 payment today to pay in full. My credit limit of $9,600 is too low! What would be the best method to obtain a CLI from Chase? I'm not planning to do it this moment, maybe early next year.

1) Apply for another Chase credit card with the intention of merging it with my CSP. If i do this:

1a) Does the new card need to participate with Ultimate Rewards to be able to merge with CSP? Can it be merged with a Chase Ink Plus business card? I have a Hawaii State Tax ID but i do not have a Federal Tax ID so i don't even know if i will qualify for a business card. A business card is particularly enticing to me because i plan to make a $8k purchase soon and keep that balance while making more than minimum payments.

1b) Which Chase UR card is typically the most generous with high credit limit? Once again, i'll consider a business card.

1c) Or would you recommend another CSP to try to get another sign up bonus? With the intent to merge later. *I do not want to piss off Chase. If this is a no-no with them, please let me know.

2) Call the regular customer service line and request for a CLI at the expense of 1 HP. I'm pretty sure i will at least get a small CLI, but of course i'm hoping for more than just a small bump. Whatever the outcome, call the recon line and ask to double my current total.

3) Or do BOTH. First do #1, then call customer service to do #2, but asking if they can use the same HP for both though i don't mind getting two pulls.

Sorry a lot of thinking out loud here. Your help is much appreciated.

IWOL · ‎09-01-2015

@Anonymous wrote:
Didn't realize Chase was generally considered difficult to receive CLI from.

Since receiving my CSP card 2 weeks ago, i've put a tick over $10,000 of spend thru it, made a $5,000 payment yesterday, and will make another $5,000 payment today to pay in full. My credit limit of $9,600 is too low! What would be the best method to obtain a CLI from Chase? I'm not planning to do it this moment, maybe early next year.

1) Apply for another Chase credit card with the intention of merging it with my CSP. If i do this:

1a) Does the new card need to participate with Ultimate Rewards to be able to merge with CSP? Can it be merged with a Chase Ink Plus business card? I have a Hawaii State Tax ID but i do not have a Federal Tax ID so i don't even know if i will qualify for a business card. A business card is particularly enticing to me because i plan to make a $8k purchase soon and keep that balance while making more than minimum payments.

1b) Which Chase UR card is typically the most generous with high credit limit? Once again, i'll consider a business card.

1c) Or would you recommend another CSP to try to get another sign up bonus? With the intent to merge later. *I do not want to piss off Chase. If this is a no-no with them, please let me know.

2) Call the regular customer service line and request for a CLI at the expense of 1 HP. I'm pretty sure i will at least get a small CLI, but of course i'm hoping for more than just a small bump. Whatever the outcome, call the recon line and ask to double my current total.

3) Or do BOTH. First do #1, then call customer service to do #2, but asking if they can use the same HP for both though i don't mind getting two pulls.

Sorry a lot of thinking out loud here. Your help is much appreciated.

If you want to increase the limit fast the best way would be to apply for another Chase card like the Marriot or Ritz and then move some or all of the limit over to the CSP.

You cannot have 2 CSP's and Chase only allows 1 bonus per product every 24 months so you wouldnt qualify for another bonus.

If you can wait 6 months, Chase is likeley to increase your limit of you charge up the card and pay in full. My CSP was increased from 7 to 11K at 6 months. I had used mots of the limit all 6 months and PIF.

Chase seems to give very generous SL on the Ritz and MArriot card. They gave me 23 on Ritz and 20 on Marriot but will depend on score and income.

Anonymous · ‎09-01-2015

From what I've experienced and read lately, Chase gives Generous auto CLI to those who use their current limits. I would relax and not micromanage the chase cards like you would Amex. I think they like to see a balance.