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Am i blind? Where's the CSP LUV button?

tag
signaturecardmember
Frequent Contributor

Re: Am i blind? Where's the CSP LUV button?

I have recieved auto CLIs on 2 of my 4 Chase cards. of the 2 that didnt get any are my slate card which I only used for the balance transfer promotion and had to request a higher CL from the start for it and my Sapphire card which i use at most 10% of the CL any given month.

 

the 2 I recieved it, 1 was AARP which was a very small limit and I was at 80% or more utli and it was onyl after the first month. the 2nd was freedom that had heavy usage and I recieved it after 2 or 3 months and was an additional $3k or so after doing 50% utilization. If you keep using the card as you are you should see some auto love in no time. I would let them give you some first before you go any other way to get a CLI.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 11 of 18
Anonymous
Not applicable

Re: Am i blind? Where's the CSP LUV button?

there is none, you have to call in.

Message 12 of 18
Anonymous
Not applicable

Re: Am i blind? Where's the CSP LUV button?

Thanks folks.  Any other opinions on Chase's most generous credit limit credit card?

Message 13 of 18
Kb109
Frequent Contributor

Re: Am i blind? Where's the CSP LUV button?

There never was one. You have to call in, or maybe it can also be done via private message. Either way, its gonna be a HP.

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 14 of 18
Anonymous
Not applicable

Re: Am i blind? Where's the CSP LUV button?


@Anonymous wrote:

Thanks folks.  Any other opinions on Chase's most generous credit limit credit card?


^^^

Message 15 of 18
FinStar
Moderator Emeritus

Re: Am i blind? Where's the CSP LUV button?


@Anonymous wrote:

@Anonymous wrote:

Thanks folks.  Any other opinions on Chase's most generous credit limit credit card?


^^^


Provided you're in the "excellent" credit tier and your overall profile is in great shape, then it really doesn't matter which card you pick from Chase.  Most, if not all of their cards can be generous with the SL - legacy or cobranded.

Message 16 of 18
Anonymous
Not applicable

Re: Am i blind? Where's the CSP LUV button?


@FinStar wrote:

@Anonymous wrote:

@Anonymous wrote:

Thanks folks.  Any other opinions on Chase's most generous credit limit credit card?


^^^


Provided you're in the "excellent" credit tier and your overall profile is in great shape, then it really doesn't matter which card you pick from Chase.  Most, if not all of their cards can be generous with the SL - legacy or cobranded.


Got it.  Just asking because Capital One (for example) seems to be more generous with their Venture than most of their other cards.

Message 17 of 18
FinStar
Moderator Emeritus

Re: Am i blind? Where's the CSP LUV button?


@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:

@Anonymous wrote:

Thanks folks.  Any other opinions on Chase's most generous credit limit credit card?


^^^


Provided you're in the "excellent" credit tier and your overall profile is in great shape, then it really doesn't matter which card you pick from Chase.  Most, if not all of their cards can be generous with the SL - legacy or cobranded.


Got it.  Just asking because Capital One (for example) seems to be more generous with their Venture than most of their other cards.


It really depends.  I was approved for both Venture and QS for the same amount on each - $50K back in July.   Anecdotally, Venture has been *recommended* as that's what has been reported on these and other forums since the minimun CL for Venture is $5K, but again, a small subset to consider all applicants as a whole.

 

With Chase, there have been folks who get massive approvals for CSP or Freedom (not as many reported these days though due to policy changes) and the same goes for the likes of United, Hyatt, Marriott, IHG etc.  By the same token, others do not get those high SL approvals on their cards, even though most tend to lean toward co-branded as being more generous - it still all depends on the overall profile.

Message 18 of 18
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