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AmEX HH Surpass CLI

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Flooded_Genesis
Valued Member

AmEX HH Surpass CLI

A few months ago I applied for and was approved for the HH Surpass AmEX with a $1,000 SL. However, I am interested in seeing if AmEx would give an automatic CLI at or after 6 months. I know CapOne is a different company, but I received a 3X CLI on my Platinum Visa after six months of payments. If anyone has any datapoints I would greatly appreciate it... I just didn't want to get my hopes up for a CLI.

https://imgur.com/rYu2gic
Message 1 of 6
5 REPLIES 5
Red1Blue
Super Contributor

Re: AmEX HH Surpass CLI

You can always call Amex and ask for CLI and see if they approve it. Does not hurt to ask.

Message 2 of 6
Flooded_Genesis
Valued Member

Re: AmEX HH Surpass CLI

I recently requested an increase about a month or so ago and was denied, which is why I was asking if they gave out automatic CLI based on experience. But thank you for your insight on this matter @Red1Blue.

https://imgur.com/rYu2gic
Message 3 of 6
JNA1
Valued Contributor

Re: AmEX HH Surpass CLI

You will be eligible to get a CLI at 61 days on an AMEX card (we were both declined at 61 days) , and if you are declined, you have to wait 91 days later (152 days from from the date the card was opened) to try again. DW and I both got 3X CLIs at 152 days on our AMEX cards. DW's Cash Magnet started with a $1000 SL and got a 3X CLI to $3K at 152 days, and another 3X CLI to $9K on her card, which was after 333 days. She's going to try for another 3X in about a month, which be after 514 days. 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 4 of 6
JNA1
Valued Contributor

Re: AmEX HH Surpass CLI


@Flooded_Genesis wrote:

I recently requested an increase about a month or so ago and was denied, which is why I was asking if they gave out automatic CLI based on experience. But thank you for your insight on this matter @Red1Blue.


You need to make sure you wait 91 days after your last CLI attempt before you ask again. 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 5 of 6
Flooded_Genesis
Valued Member

Re: AmEX HH Surpass CLI

@JNA1 Thank you for sharing those datapoints with me. I'll definitely keep this in mind the next time I apply for a CLI. My next attempt at a CLI will be 11/28. So, I'll make sure to keep you posted!

https://imgur.com/rYu2gic
Message 6 of 6
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