AmEx PRG prescreen

[Anonymous]

I just recieved a prescreen offer for the AmEx PRG with a 50000 pt sign up after 2k spend after 3 months. I wondering if I should take it. The 50000 points would be useful for a trip my wife and I are palnning for this fall. Im just unsure being its a charge card. Meeting the spend isnt a problem, Im just leary being its a charge card.

Any thoughts or advice?

[Anonymous]

It's better than the bonus I got last month. Take it!

[Anonymous]

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@Anonymous wrote:

It's better than the bonus I got last month. Take it!

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Its the highest bonus I've seen. I did a bit of research and being a cardmember already, I decided to apply (yeah, I know. I fell out of the garden) because it seemed like a really good offer. Twice what shows on Amex.com. I fully expected to get denied which I wasn't worried about because it would have only been a soft pull. Low and behold I got approved! I was astounded. Apparently a 707 EX was good enough with only 7 months of history. Thankfully the 2K in 3 months will be easy between rent and building a new file server with my brother which will allow for some major savings on a trip me and my wife are taking this fall.

I just can't get over that fact I was actually approved. Luck be a lady tonight I guess.

Also, no alert from myfico on a hard pull yet. Did I just get a soft pull Charge card? Hard pulls have always shown up instantly.

[Anonymous]

Congrats! IME its softs for existing members. I have 5 amex cards and only 1 HP ever. So you got a great card with no HP (kept one foot in the garden)!. I'm Jealous of your bonus, I got 35K/ 2K spend. Good Going!!

[Anonymous]

Thanks!

Now to firmly plant both feet back in the garden and lock the gate from the outside.

[Anonymous]

same here!

[brownie545]

I would take it if I were in your shoes. I only see the 25k offer...

[luxeprw9]

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@Anonymous wrote:

Congrats! IME its softs for existing members. I have 5 amex cards and only 1 HP ever. So you got a great card with no HP (kept one foot in the garden)!. I'm Jealous of your bonus, I got 35K/ 2K spend. Good Going!!

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I have 2 Amex cards and got HP for both.  How did you manage that?  Is it a timing thing?

[Anonymous]

Which two cards did you get?

[luxeprw9]

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@Anonymous wrote:
Which two cards did you get?

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ED Card and Green card