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AmEx Recon

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Anonymous
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Re: AmEx Recon

 


@datrucking210 wrote:

@Anonymous wrote:

@datrucking210 wrote:

I called to do a recon last Friday on my Hilton Hhonors declined app. Yesterday I was approved. I don't know if their less stringent on their co branded cards but my recon worked.


Did you actually get to speak with anyone? When I called to recon I just got a rep who said they would submit it for recon. I didn't get to talk to a credit analyst or anything. My app did update to "in progress" but no word yet.


Only spoke with a new accounts rep. I was honest and just told him that I felt my app needed a second look since I felt my app was just auto declined once the 5 days had passed from the Delta app, which for that one I was approved instantly. Rep told me he would submit it to a Specialist for a second look. Three days later I received an email my app was approved.


 

Awesome, good to know. I just got the first declination letter for the original application last night in the mail. It had "legal Item" and "income" listed as the reasons for declination. "legal Item" I assume is the tax lien and my income is 40k which isn't huge but for a 27yo living in New Mexico I'm probably in the upper middle class category haha. I will wait to see what the email says.

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