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Amazing Rewards Visa unable instant approval?

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Guvnor
Established Member

Amazing Rewards Visa unable instant approval?

Guys,

 

Took the plunge for the Amazon Visa Rewards today as i had to place a $300 order and they offered me $50 amazon card upon approval. Well i didnt think i'd have issues with me credit score and credit profile of getting instantly approved, i didn't. It says it needs futher review and that i will here something withing the next 30days.

 

Kinda disapointing, has anyone else got that message when applying? 

 

Thanks 

 

Matt

FICO (Discover) = 757
Message 1 of 10
9 REPLIES 9
jacetx
Valued Contributor

Re: Amazing Rewards Visa unable instant approval?


@Guvnor wrote:

Guys,

 

Took the plunge for the Amazon Visa Rewards today as i had to place a $300 order and they offered me $50 amazon card upon approval. Well i didnt think i'd have issues with me credit score and credit profile of getting instantly approved, i didn't. It says it needs futher review and that i will here something withing the next 30days.

 

Kinda disapointing, has anyone else got that message when applying? 

 

Thanks 

 

Matt


Yes, mine took 2 weeks and got the $80 gift card loaded when it was approved.

Message 2 of 10
ddemari
Super Contributor

Re: Amazing Rewards Visa unable instant approval?

very common with chase. the best option is to call this number, 800-432-3117. Once you hear the lady say, welcome to chase card services, hit #, then 3, then 1. After that enter your social. 

 

You want to hear something like we will get back to you within 2 weeks. OR even 30 days. 

 

If it says 7 to 10 days, usually a denial. 

Message 3 of 10
AzaleaB
Established Contributor

Re: Amazing Rewards Visa unable instant approval?

I got that same message and received my card about two weeks later. I have seen similar comments as well. No instant approval does not always mean denial.


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 4 of 10
gibeon
Established Contributor

Re: Amazing Rewards Visa unable instant approval?

Do as DDemari says. It is "the way" to go when you get Chase pending.

 

Also, I got the same message, but my approval came through a few hours later the same evening. My Chase BA card took 2-3 days (I think).

23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 5 of 10
Anonymous
Not applicable

Re: Amazing Rewards Visa unable instant approval?

"Also, I got the same message, but my approval came through a few hours later the same evening."

 

+1

Message 6 of 10
Anonymous
Not applicable

Re: Amazing Rewards Visa unable instant approval?

Apped it on 1/20 got 30 day message, call that number couple days later, it says "You will receive our decision in writing in about 2 weeks", been calling every couple days since with same message. Finally got a e-mail from Amazon on moriniing of Feb, 4th saying I was approved. So the wait could be bit long.

Message 7 of 10
Guvnor
Established Member

Re: Amazing Rewards Visa unable instant approval?

Thankfully they approved me today for $5000! Happy Boy
FICO (Discover) = 757
Message 8 of 10
elim
Senior Contributor

Re: Amazing Rewards Visa unable instant approval?


@Guvnor wrote:
Thankfully they approved me today for $5000! Happy Boy

   sweeeeet

 

  nice limit, congrats

Message 9 of 10
CountryLivin
Valued Contributor

Re: Amazing Rewards Visa unable instant approval?

Congrats! Great limit!

Message 10 of 10
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