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Amazon Prime Signature Visa 7 Years After BK

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Member

Amazon Prime Signature Visa 7 Years After BK

So after much kicking around applying for the card I pulled the trigger, after all I do make a lot of purchases on Amazon and the 5% back + the $70.00 gift card with the approval will be nice.

Background:
I filled chapter 7 bankruptcy 07/2012, no lates or negative credit sense.

Credit Scores:
TU 731
EX 712
EQ 742

2 Year Inquires - 3

Current Cards:

Amex Everyday Preferred SL $2000.00 Current CL $8,000.00
Amex Hilton Honors SL & Current CL $8,000.00
Amex Cash Magnet SL & Current CL $10,000.00
Capital One Signature Visa SL $10,000.00 Current CL $20,100.00
Capital One Savor Rewards SL $8000.00 Current CL $10,000.00 (Free Upgrade To Rewards with no annual fees)
1st Discover It SL $2500.00 Current CL $12,300.00, (refuses CL increases)
2nd Discover It SL $5,000.00 Current CL $20,200.00
Apple Card (Applied canceled 4x) Approved $7500.00 SL, (Under Review 2 weeks) maybe from the number of cancellations?

Amazon Prime Status:

Applied from Amazon, denial, I called the Chase reconsideration # and they are closed today for Labor Day. I called the application status Line, and it said under review for 30 Days.. I then spoke with a Chase customer service person, and apparently Amazon populated my work address as my home address. (Shipping address)

The Chase customer service stated I was eligible for reconsideration and then asked me to call them tomorrow as they were closed today...

Anyone else experience this?
Message 1 of 14
13 REPLIES 13
Community Leader
Mega Contributor

Re: Amazon Prime Signature Visa 7 Years After BK

Hi and welcome to the forums

Chase will automatically deny with BK on file, regardless of how old.
I'm not convinced you'll have any luck with recon, but good luck
Message 2 of 14
Member

Re: Amazon Prime Signature Visa 7 Years After BK

Will keep my fingers crossed, and update this tomorrow after talking with Chase
Message 3 of 14
Established Contributor

Re: Amazon Prime Signature Visa 7 Years After BK

Who did you burn in your BK7?

 

 

Message 4 of 14
Member

Re: Amazon Prime Signature Visa 7 Years After BK

Not Chase or anything related to Chase.
Message 5 of 14
Established Contributor

Re: Amazon Prime Signature Visa 7 Years After BK

Asking because I burned them for about $2000 I believe in December 2016

 

 

Message 6 of 14
Community Leader
Super Contributor

Re: Amazon Prime Signature Visa 7 Years After BK

Chase will blacklist for 10 years if a BK is present, doesn't matter if included or not. It's extremely rare to be able to bypass.







Message 7 of 14
Member

Re: Amazon Prime Signature Visa 7 Years After BK

I will remain hopeful.. I have seen it posted both ways, and understand most are declined. Just sounded like I had a shot with it from the verbal on the phone with them.
Message 8 of 14
Community Leader
Super Contributor

Re: Amazon Prime Signature Visa 7 Years After BK

You can keep checking the automated phone system. The length of time will change depending on your status. If it changes to 7-10 days, you were denied and they won't speak to you until you have the letter in hand.







Message 9 of 14
Valued Member

Re: Amazon Prime Signature Visa 7 Years After BK

I had BK discharged 12/2014 and received Chase approval through Recon in August, put a post up about it. They asked a lot of questions etc., but I got the approval Smiley LOL


@Remedios wrote:
Hi and welcome to the forums

Chase will automatically deny with BK on file, regardless of how old.
I'm not convinced you'll have any luck with recon, but good luck

 

Message 10 of 14
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