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Amazon Prime card CLI denials (synchrony)

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sdsoccerdad
Established Contributor

Amazon Prime card CLI denials (synchrony)

I got this card around March and waited about 3.5 months before trying for a CLI so I hit the "request more" button and was denied.  My initial credit line is $800. I charge the heck out of it and PIF every time the balance posts so I was wondering if anyone else had the same experience.  I read a lot of success stories and am wondering if I just need to wait a little.  My scores are about the same (mid 600's).

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 1 of 24
23 REPLIES 23
AverageJoesCredit
Legendary Contributor

Re: Amazon Prime card CLI denials (synchrony)

For many of us the button is purely cosmetic lol. Id recommend actually calling credit solutions and request 5k. No need yo give reason. Just say youd like a credit limit increase for your Amazon. You just might get it if not msybe countered and if nothing at least you know this isnt the month for cliSmiley Happy
Message 2 of 24
Meanmchine
Super Contributor

Re: Amazon Prime card CLI denials (synchrony)

7 easy steps for all Synchrony accounts

 

1) See phone

2) Grab phone

3) Call Credit Solutions

4) Speak with rep

5) Sit on hold for 2 minutes

6) Say thankyou and hang up

7) Break into your happy dance

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 24
AverageJoesCredit
Legendary Contributor

Re: Amazon Prime card CLI denials (synchrony)

Lol, so true MM, elequently putSmiley Happy
Message 4 of 24
sdsoccerdad
Established Contributor

Re: Amazon Prime card CLI denials (synchrony)

Just called and denied!  Anyone ever get auto-clis from amazon prime retail cards?

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 5 of 24
fiddycal
New Contributor

Re: Amazon Prime card CLI denials (synchrony)

I did get some auto luv about 5 months in with my Amazon store card from $600 > $1400. No autos since then. I have actually had some luck with the button but I've only hit it twice in 2.5 years.

Message 6 of 24
rmduhon
Valued Contributor

Re: Amazon Prime card CLI denials (synchrony)

I got auto love from them about 1 month after opening the card. The next month I hit the button and got a CLI, sitting at 6k currently. Opened in January
Message 7 of 24
sdsoccerdad
Established Contributor

Re: Amazon Prime card CLI denials (synchrony)


@rmduhon wrote:
I got auto love from them about 1 month after opening the card. The next month I hit the button and got a CLI, sitting at 6k currently. Opened in January

Lucky! What was your starting credit line?

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 8 of 24
rmduhon
Valued Contributor

Re: Amazon Prime card CLI denials (synchrony)

I think it was 1400, then went to 2800. Might have been 1800 to 2400. One of those anyway
Message 9 of 24
Meanmchine
Super Contributor

Re: Amazon Prime card CLI denials (synchrony)

Synchrony bank bases most of its decision on your TU score. Your starting CL probably doesnt enter into the equasion. Usually your TU score must be in the 620 range bare minimum

Plese list your current Fico scores ( not credit karma scores )

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 10 of 24
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