Amazon Store card, CLI denied but credited!

[Anonymous]

So i hit up Amazon store card chat for a CLI...here's what happeneD

Not an approval, but $25 for free I'll take that any day!

2015-07-07 13:48:40		ME	will this require a hard pull?
2015-07-07 13:48:51		Sean	I understand your concern, Your request for a credit line increase may result in an inquiry on your credit bureau; however, some requests are determined using only internal factors on your account and may not result in an inquiry on your credit bureau.
2015-07-07 13:48:57		Sean	It is really difficult to determine on which requests there will be a credit line inquiry,as the requests are processed by the system.
2015-07-07 13:49:42		ME	If that is the case I will pass. I do not want to risk a hard pull only to be let down with no increase. I will just make the purchase using my other credit cards.
2015-07-07 13:50:22		Sean	I understand and respect your decision, as for the inconvenience I will credit your account with $25.00 from my end.
2015-07-07 13:50:31		Sean	This is the least I can do to help you from my end today.
2015-07-07 13:50:37		Sean	Please give me a moment.

[Anonymous]

I've never seen anyone take a HP from amazon cli chat, so you should just go back in and go for the CLI. And be happy you got a $25 credit on top of that!

[Anonymous]

I agree with rmitche8, I've never seen anyone incur a hard pull for a CLI with Amazon. I would get back on chat and go for that CLI now, and enjoy that free $25 too 

[DeeBee78]

*declined, not denied. You never actually went through with it. 

[Anonymous]

Sean	I understand your concern, Your request for a credit line increase may result in an inquiry on your credit bureau; however, some requests are determined using only internal factors on your account and may not result in an inquiry on your credit bureau.

The Above is the exact wording I received from Sychrony when I intitated a chat for a CLI.  Then I called the backdoor number and the rep told me that it is never a HP and I haven't received an alert about an HP from Sync

[yoyo]

Amazon are the BK friendly?

My scores are
634/625/629 True Fico as of today...

[Anonymous]

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@Anonymous wrote:

So i hit up Amazon store card chat for a CLI...here's what happeneD

Not an approval, but $25 for free I'll take that any day!

2015-07-07 13:48:40		ME	will this require a hard pull?
2015-07-07 13:48:51		Sean	I understand your concern, Your request for a credit line increase may result in an inquiry on your credit bureau; however, some requests are determined using only internal factors on your account and may not result in an inquiry on your credit bureau.
2015-07-07 13:48:57		Sean	It is really difficult to determine on which requests there will be a credit line inquiry,as the requests are processed by the system.
2015-07-07 13:49:42		ME	If that is the case I will pass. I do not want to risk a hard pull only to be let down with no increase. I will just make the purchase using my other credit cards.
2015-07-07 13:50:22		Sean	I understand and respect your decision, as for the inconvenience I will credit your account with $25.00 from my end.
2015-07-07 13:50:31		Sean	This is the least I can do to help you from my end today.
2015-07-07 13:50:37		Sean	Please give me a moment.

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My scores are similar to yours and I just went on chat this week and got my CL raised from $2500 to $3500.  I started at $600 and went to $2500, then requested $3500.  Never got a HP. 

[parkbuilder]

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@yoyo wrote:

Amazon are the BK friendly?

My scores are
634/625/629 True Fico as of today...

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@yoyo, 

Yes they are. I was approved after Chapter 7 with a 600 credit score for $800.

[Anonymous]

I did a chat CLI a couple weeks ago after the link on the account page kept coming back as no.  Initial approval was $1200, auto CLI after a couple statements to $1500, chat CLI request for $5000 (expecting a counter) was approved, all with just a SP!  My account was opened in March too for anyone who is curious...

Oz

[Existentialist]

I think its standard verbiage (which leaves them the option of an HP if they choose to do so) but in my experience its never been done on a CLI request nor hav I ever heard of anyone else receiving HP on CLI requests.