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Amazon Visa CC

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NC84
Regular Contributor

Amazon Visa CC

I applied for this card on amazon and I got a msg saying I will get an answer within a few days.  I noticed I never even got a hard pull yet on my credit report.  Usually when I apply for anything it emmediatly shows up. Has this happened to anyone else? 

Message 1 of 6
5 REPLIES 5
CH-7-Mission-Accomplished
Valued Contributor

Re: Amazon Visa CC

That Visa is issued by Chase and they will not approve you with a recent BK -- maybe not even for 10 years.

 

Did you burn Chase in your BK?  If you did, they may have declined you without a hard pull, which would be ideal.

 

You can get the Amazon store card issued by Synchrony but not the Chase Visa.

Message 2 of 6
Anonymous
Not applicable

Re: Amazon Visa CC

Second that...If you burned chase in your BK they will not approve you, and typically you will have a hard time getting any kind of "prime" approvial until your BK has aged two years....

Message 3 of 6
Anonymous
Not applicable

Re: Amazon Visa CC

I got the chase amazon visa going through recon. I had a chapter 7 BK in 2007. They did a manual review, asked me a few questions. Approved me for 500. I know its not much but its a start with chase. I let a little 26$ bill charge to it every month and PIF. 

 

Message 4 of 6
ddemari
Super Contributor

Re: Amazon Visa CC

OP- did you call the chase automated status line?800-432-3117

 

See what the message says. If it says you will hear from us in 2 weeks, very good sign. Hear from us in 30 days, good sign. Hear from us in 7 to 10 days, usually a decline. 

Message 5 of 6
FinStar
Moderator Emeritus

Re: Amazon Visa CC

OP, you can try checking the automated phone system but with a recently discharged BK it's going to be likely a declined outcome with Chase.  Once your BK ages for a while and your profile improves with tiem then Chase may be more flexible (provided you did not burn them or IIB).

Message 6 of 6
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