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Amazon Visa Rewards Application

New Member

Amazon Visa Rewards Application

I recently applied for the Amazon Visa Rewards Application and I got a message stating that it's under review and I will get a response in 30 days.  Is this a denial?  I haven't even received an email yet.  It's been a few hours and I was just wondering if this is a denial.  I know you financial gurus on here might know.  My other credit card is CO Platinum. 

Message 1 of 26
25 REPLIES
Community Leader
Senior Contributor

Re: Amazon Visa Rewards Application

The splash page that displays with the 30-day message is pretty standard.

You can track the status of your application by calling the number listed in the sticky thread provided in the link below:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
Message 2 of 26
New Member

Re: Amazon Visa Rewards Application

Thanks, 

 

But do you know if that message means it's an automated denial? 

Message 3 of 26
Regular Contributor

Re: Amazon Visa Rewards Application

You can get a pretty good idea if it's a denial by calling the status line mentioned above and seeing what it says. Give a call and report back. It can absolutely go either way when you get the 30 day message.


EQ8: 732 | TU8: 728 | EX8: 726
EQ9: 753 | TU9: 723 | EX9: 748

AMEX PRG NPSL | AMEX SPG $1,000 | CSP $6,000 | CFU $4,500 | SLATE $3,000 | DISCOVER CHROME $3,300 | CAP1 QS $1,500 | NFCU CR $1,500 | NFCU GOREWARDS $10,000 | HOME DEPOT $5,000 | OVERSTOCK $7,000 | AMAZON STORE CARD $1,000 | LOWES STORE CARD $12,000 | NFCU CLOC $10,000 | PENFED PLOC $25,000 |

Message 4 of 26
Community Leader
Senior Contributor

Re: Amazon Visa Rewards Application

OP, not necessarily. Keep in mind that there are a lot of factors that are considered for an approval.

That being said, how many other revolving tradelines do you currently have? What are your FICO scores? How about AAoA and utilization? Any negatives?
Message 5 of 26
New Member

Re: Amazon Visa Rewards Application

I have the following:

1 Mortgage

1 Auto

1 CC with Capital One

All in good standing.

No negatives, no BK and no judgements of any king. 

I'm going to call and see what they say. 

Message 6 of 26
Regular Contributor

Re: Amazon Visa Rewards Application

How long have you had the cap one plat? What is the credit line like?


EQ8: 732 | TU8: 728 | EX8: 726
EQ9: 753 | TU9: 723 | EX9: 748

AMEX PRG NPSL | AMEX SPG $1,000 | CSP $6,000 | CFU $4,500 | SLATE $3,000 | DISCOVER CHROME $3,300 | CAP1 QS $1,500 | NFCU CR $1,500 | NFCU GOREWARDS $10,000 | HOME DEPOT $5,000 | OVERSTOCK $7,000 | AMAZON STORE CARD $1,000 | LOWES STORE CARD $12,000 | NFCU CLOC $10,000 | PENFED PLOC $25,000 |

Message 7 of 26
New Member

Re: Amazon Visa Rewards Application

The CAP ONE is under a year with $3K low utiliz. 

Message 8 of 26
New Member

Re: Amazon Visa Rewards Application

BTW this thread is awesome!!!  Very well done.

 

I just called the application line and they said it is under review and that I will get a response in the mail in 7 - 10 days.  I guess it' a denial.  Oh well.  :-( 

 

Thank you for all the help. 

Message 9 of 26
New Member

Re: Amazon Visa Rewards Application

My mortage is 14 years in good standing

My auto being under a year in good standing with previous auto loan paid off two years only

My credit card is under a year in good standing

Message 10 of 26