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Amazon and CapOne MINI App Spree

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Anonymous
Not applicable

Re: Amazon and CapOne MINI App Spree


@estrickland1 wrote:

@Anonymous wrote:

@estrickland1 wrote:

I got courious since I haven't heard from CapOne yet and called the application status number. After I entered in my phone number, they automated system said I was approved and my card will be delivered within the next 7-10 days.


Congratulations!!! Did you learn your starting limit?

 

 

What did you decided to do about the Amazon store card?


No I don't know my SL just yet, the actual office is closed so I have to call tomorrow. 

 

I think im going to wait a few more days for the Amazon store card. I want to go ahead and just apply but I'm nervous lol


I understand about being nervous about apping. Been there and doing that right now. 

Message 21 of 30
Anonymous
Not applicable

Re: Amazon and CapOne MINI App Spree


@estrickland1 wrote:

@Anonymous wrote:

@estrickland1 wrote:

I got courious since I haven't heard from CapOne yet and called the application status number. After I entered in my phone number, they automated system said I was approved and my card will be delivered within the next 7-10 days.


Congratulations!!! Did you learn your starting limit?

 

 

What did you decided to do about the Amazon store card?


No I don't know my SL just yet, the actual office is closed so I have to call tomorrow. 

 

I think im going to wait a few more days for the Amazon store card. I want to go ahead and just apply but I'm nervous lol


You got the Visa, but you want the store card?  I know they are separate things.   I thought you called Synchrony about pulling your credit and asked to have it removed.  You are going to apply again?  I'm confused.  Good luck!

Message 22 of 30
estrickland1
New Contributor

Re: Amazon and CapOne MINI App Spree


@Anonymous wrote:

@estrickland1 wrote:

@Anonymous wrote:

@estrickland1 wrote:

I got courious since I haven't heard from CapOne yet and called the application status number. After I entered in my phone number, they automated system said I was approved and my card will be delivered within the next 7-10 days.


Congratulations!!! Did you learn your starting limit?

 

 

What did you decided to do about the Amazon store card?


No I don't know my SL just yet, the actual office is closed so I have to call tomorrow. 

 

I think im going to wait a few more days for the Amazon store card. I want to go ahead and just apply but I'm nervous lol


You got the Visa, but you want the store card?  I know they are separate things.   I thought you called Synchrony about pulling your credit and asked to have it removed.  You are going to apply again?  I'm confused.  Good luck!


I wanted the store card so I could finance a laptop, there's no financing with the Visa.

 

Icalled to verify that I actually applied back in October but the guy had no idea what I was talking about and said if I was denied I would've received a letter...I don't remember applying or receiving a letter but then again who knows what happened in October. I can't even remember why I click on a page! 

 

So yeah I was planning to try again because I REALLY need a laptop with high graphic card and fast processor so I can create the characters, layout, and cover for a novel I'm writing. My current laptop is days away from killing itself 

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 23 of 30
estrickland1
New Contributor

Re: Amazon and CapOne MINI App Spree

More info on my CapOne QS1, I called today to get my SL and they said it's $1000! That's the highest SL I've had so far. It's double my current CL for the CapOne Platinum Smiley Very Happy

 

So now I have a full CL of $2300!

 

Should I try to recon Discover? Or just get their secured card since there's a chance it can become unsecured in a few months?

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 24 of 30
Anonymous
Not applicable

Re: Amazon and CapOne MINI App Spree


@estrickland1 wrote:

More info on my CapOne QS1, I called today to get my SL and they said it's $1000! That's the highest SL I've had so far. It's double my current CL for the CapOne Platinum Smiley Very Happy

 

So now I have a full CL of $2300!

 

Should I try to recon Discover? Or just get their secured card since there's a chance it can become unsecured in a few months?


Congrats on your starting Limit!!! That's geat! Yaaay!  Not sure about recons for Discover. Can't hurt to try. But, I thought I read on here that Discover is not good with recons. Though, I could be wrong.

Message 25 of 30
estrickland1
New Contributor

Re: Amazon and CapOne MINI App Spree

Update: 

i contacted Discover EO and the man I spoke with said he would send it to their leadership for another review. So maybe something good would come out of it. He seemed generally helpful although I know that means nothing.

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 26 of 30
Anonymous
Not applicable

Re: Amazon and CapOne MINI App Spree

That's great! I hope Discover proves me wrong and really comes through for you!! If they are sending it off for review, I think that has to be a good thing 

Message 27 of 30
estrickland1
New Contributor

Re: Amazon and CapOne MINI App Spree


@Anonymous wrote:

That's great! I hope Discover proves me wrong and really comes through for you!! If they are sending it off for review, I think that has to be a good thing 


Fingers crossed. The rep said he will contact me in the next two business days even if the review team hasn't finished the review yet. Basically just to keep me informed.

 

i also applied for Walmart (denied), Harley Davidson Visa (denied & recon refused), and Arkansas FCU (no response). I might apply for my bank Arvest but I also might wait 6 months so the inquiries age a bit

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 28 of 30
estrickland1
New Contributor

Re: Amazon and CapOne MINI App Spree

Well they denied me. Oh well, I'll just work on my score some more and try again in a few months 

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 29 of 30
Anonymous
Not applicable

Re: Amazon and CapOne MINI App Spree

Sorry to hear that!!! Good plan and Discover is worth waiting for.

Message 30 of 30
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