Amazon card?

[bRICrEAW]

I am interested in the Amazon credit card and $200 sign-up bonus, and I want to apply. I just got the Sapphire Reserve a few days ago. I am happy with the card and credit limit, but I am a little scared to apply. Is it too risky to apply for another Chase card this soon? I can't get the store card due to issues with Synchrony Bank. When the Sapphire reports, I will be back at 5/24. I want this card and the Walmart card for groceries, and then I plan to garden for a long time. I did get an amex earlier this year, and I did get a couple of cards last fall. Other than that, my accounts are all older. My scores are around 810. Is it a bad idea to try to get these two cards right now?

[OmarGB9]

Yes its a bad idea because you admitted you'll be back at 5/24, and because Chase doesn't like you to open up accounts/go on sprees after theirs. They've been known to shut down recently approved accounts. 

I don't think the risk of losing your CSP is worth trying for an Amazon card. 

[SouthJamaica]

---

@bRICrEAW wrote:

I am interested in the Amazon credit card and $200 sign-up bonus, and I want to apply. I just got the Sapphire Reserve a few days ago. I am happy with the card and credit limit, but I am a little scared to apply. Is it too risky to apply for another Chase card this soon? I can't get the store card due to issues with Synchrony Bank. When the Sapphire reports, I will be back at 5/24. I want this card and the Walmart card for groceries, and then I plan to garden for a long time. I did get an amex earlier this year, and I did get a couple of cards last fall. Other than that, my accounts are all older. My scores are around 810. Is it a bad idea to try to get these two cards right now?

---

With your outstanding score, I would take a shot at it.  According to this article, Chase limits you to 2 cards within a 30-day period, which I read as saying it's ok to get 2 Chase cards within a 30-day period: https://www.forbes.com/advisor/credit-cards/how-long-should-i-wait-between-credit-card-applications/

Yes you'll be at 5/24 but in the last year Chase has been waiving 5/24 like crazy for this particular card:  the Chase Amazon Prime Visa. Recent examples:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-CHASE-AMAZON-VISA-SIG-OVER-5-24/...

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Amazon-Visa-Approved/td-p/6559577

[Guyatthebeach]

Check the preapproval page on Amazon.  If it gives you a preapproval, try it out. The worst case outcome is you get denied.

Guyatthebeach

[SouthJamaica]

---

@Guyatthebeach wrote:

Check the preapproval page on Amazon.  If it gives you a preapproval, try it out. The worst case outcome is you get denied.

Guyatthebeach

---

This card doesn't show up on the preapproval page.

[coldfusion]

I'd lean toward agreeing with @SouthJamaica on this one, if you're willing to take the risk of burning 1-2 HPs only to get a denial.

People can and do get approved for 2 x Chase cards within 30 days of each other,  even on back-to-back days, and as was pointed out the recent trend is for this card is for some flexibility regarding the 5/24 rule.  What may hurt you is that at least 4 of these cards including the Sapphire were acquired less than 12 months ago.

If you go down this path though I would think about holding off applying for any other cards including the Walmart card for at least a few months.

[bRICrEAW]

---

@SouthJamaica wrote:

---

@Guyatthebeach wrote:

Check the preapproval page on Amazon.  If it gives you a preapproval, try it out. The worst case outcome is you get denied.

Guyatthebeach

---

This card doesn't show up on the preapproval page.

---

I just checked the preapproval, and it states that they cannot obtain my report right now. I have read that this is a common error

[mfinsmi1]

I applied when i was over 5/24 and you have a much better credit score than me , and i got approved. Id say you probably will be approved. 

---

[GatorGuy]

Chase knows you're at 5/24 since the last card you were approved for was with Chase. You won't be pulling anything over on them.

However that doesn't mean you will be denied. People have been approved for this card with more new accounts then you. But it is usually with a pre-approval. As mentioned, all you have to lose is a HP or two.

[SouthJamaica]

---

@bRICrEAW wrote:

---

@SouthJamaica wrote:

---

@Guyatthebeach wrote:

Check the preapproval page on Amazon.  If it gives you a preapproval, try it out. The worst case outcome is you get denied.

Guyatthebeach

---

This card doesn't show up on the preapproval page.

---

I just checked the preapproval, and it states that they cannot obtain my report right now. I have read that this is a common error

---

If I were you I would just go to the Amazon site and apply for it.  Best bet is to start buying something, when you get little ad in the checkout section for the card, click it. You'll probably get an option to apply for it or to see if you're prequalified.