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Amazon recon

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tussking
Established Contributor

Amazon recon

Hi I was denied an amazon store card. I applied based on information read around forums...Can I call them and ask for a recon if so any advice ?

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Amazon recon


@tussking wrote:

Hi I was denied an amazon store card. I applied based on information read around forums...Can I call them and ask for a recon if so any advice ?


With your scores, a recon won't work unfortunately.  Your BK is fresh and you need some time to be able to the cards you really want.  So give it sometime.

Message 2 of 14
tussking
Established Contributor

Re: Amazon recon

Thanks for replying ! I haven't updated my scores yet but when they pulled last week I was 610 Fico and 630 TU ?

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 3 of 14
Anonymous
Not applicable

Re: Amazon recon


@tussking wrote:

Thanks for replying ! I haven't updated my scores yet but when they pulled last week I was 610 Fico and 630 TU ?


You are welcome.  You can try to recon but your BK was discharged in October, 2015.   That may be too soon.  But it does not hurt to try.  The card is through Synchrony and you can try these numbers...

 

 

Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)
Credit Solutions 877-379-8173

Message 4 of 14
willwar14
Valued Contributor

Re: Amazon recon

Synchrony does not recon. You can try writing them a letter but idk. Synchrony typically likes to see 3 to 12 months of rebuilding post BK, at least that's what I've seen.
CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 14
Anonymous
Not applicable

Re: Amazon recon


@willwar14 wrote:
Synchrony does not recon. You can try writing them a letter but idk. Synchrony typically likes to see 3 to 12 months of rebuilding post BK, at least that's what I've seen.

Thanks, that's good data.  As a fellow bk survivor of the OP, I have to ask if there is a master post/thread of bk wait times?  I saw one elsewhere, but it was very outdated and of little use.  I think it'd be a cool project that would come together relatively quickly, if there wasn't one.  Just throwing it out there, because this is one case where it clearly would have helped... and it certainly won't be the last.  I mean I could do it, but I'm sure other could format it much better than myself when it comes to updating the OP. 

Message 6 of 14
willwar14
Valued Contributor

Re: Amazon recon

Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 7 of 14
Scupra
Super Contributor

Re: Amazon recon


@willwar14 wrote:

Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737.


And is updated as often as we get SOLID info Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 8 of 14
Anonymous
Not applicable

Re: Amazon recon


@willwar14 wrote:

Heres the one in the BK sub-forum, http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737


 

 

Thanks... I got all excited, clicked the link(which the kudos giver obviously did NOT... ... and got this message:  

 
An invalid set of parameters has been specified in the url.
 
 
 
PS after trying to send THIS post, I got this message:
 

Your post has been changed because invalid HTML was found in the message body. The invalid HTML has been removed. Please review the message and submit the message when you are satisfied.

 
 
Message 9 of 14
tussking
Established Contributor

Re: Amazon recon

Amazon/Synchrony will recon if its within 7 days of the original application. I waited 10 days...At least thats what the rep told me !

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 10 of 14
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