Amazon rewards card from Chase *Update*

[Anonymous]

I just applied for the aforementioned card while shopping on Amazon  and the respose I got was

"Unfortunately, an immediate decision about your application can not be provided as it requires further review.

You will be notified, in writing, within 30 days about the final status of your application."

Does this mean they are doing a manual review ? and do I even have a chance since they didn't outright deny me?

They also did a hp from TU just in case anyone reading this is wondering who they pulled. (I only know because I was instantly notified)

*Update* Experian just sent me a notification that Chase did a hp on 2/14

[Anonymous]

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@Anonymous wrote:

I just applied for the aforementioned card while shopping on Amazon  and the respose I got was

"Unfortunately, an immediate decision about your application can not be provided as it requires further review.

You will be notified, in writing, within 30 days about the final status of your application."

Does this mean they are doing a manual review ? and do I even have a chance since they didn't outright deny me?

They also did a hp from TU just in case anyone reading this is wondering who they pulled. (I only know because I was instantly notified)

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If your scores are what they are in your signature it will be a denial. Chase may not be the toughest bank to get in with, it is certainly not the easiest. You would be better off applying for the amazon store card through synchrony bank until youre 670+

[Anonymous]

for some reason that chase amazon visa is hard to get idk why. a lot of people with good credit get low limits or have to recon it

[elim]

For a data point...  I was approved for Chase Amazon with a 660 TU and no open accounts reporting at the time (no activity for the past 6 years on CR's).

GL

[Anonymous]

30 days is good sign compare to 7~10 days. You could call Chase 1-800-436-7927 (don't talk to live CSR) if it gives you something like "... In writing in about 2 weeks..."? It's another good sign.

Apped it on 1/20, gotten the same 30 days message, received email 15 days later from Amazon saying I was approved, with SL of measly $500 and Chase double pulled EX and EQ for my app.

Good Luck Op.

[CountryLivin]

I got this card with a low limit ($500). My score at the time was 636 and I had aprox 25 inquiries in my report.

[Anonymous]

I got it in Sept 2014 2kSL with 3 citibank chargeoffs and 650ish. I am a longtime chase customer with 2 cards in past 8 years and two flawless 5 year auto loans though.

[undrtkr65]

I just applied for this card and also got the 30 day message. I never have gotten that from chase. Maybe its a good sign I have been working on my credit. I do have one unpiad hospital bill that I've been trying to get them to remove if I paid it. At this point I may just pay it off since I been getting some approvals anyway. My fico 08 transunion score is 644. 

[Anonymous]

most lenders don't count medical collections