Amazon store card - synchrony

[T_Lab_89]

So I got the Amazon Store Card back in December (ish). Early I believe. I've used it and pay it off full when I do. However I went to request a credit limit increase (currently at $700.00) but I get the 7-10 message. I've tried a few times a few days apart with different amounts (small and mediocre) so I decided to call the backdoor number to request it. The lady said I'm not eligible at this time and would find out why in the mail. Is there some wait period? 90 days? I know the letter will give me a reason but I figured there was a wait period. Any thoughts? The way she said it was like there was something stopping me on my report.

[M_Smart007]

Probably a minimum of 90 days .. but some have had success earlier I think? YMMV

I usually wait 6 Months on Synch accts. and have been pretty successful at that.

Maybe others will Chime in with More solid advice Like @Jnbmom , @GApeachy or @Anonymous 

Good luck OP!

[Anonymous]

Just realized I never responded to your PM, sorry. It's been a bit crazy around here. 

What is your VS4 score? Sync is using VS4 for CLI decisions and those scores can be quite a bit different from FICO at times. 

I would just wait for the letter. Sync will tell you if you asked too soon on the letter. 

[addicted_to_credit]

---

@T_Lab_89 wrote:

So I got the Amazon Store Card back in December (ish). Early I believe. I've used it and pay it off full when I do. However I went to request a credit limit increase (currently at $700.00) but I get the 7-10 message. I've tried a few times a few days apart with different amounts (small and mediocre) so I decided to call the backdoor number to request it. The lady said I'm not eligible at this time and would find out why in the mail. Is there some wait period? 90 days? I know the letter will give me a reason but I figured there was a wait period. Any thoughts? The way she said it was like there was something stopping me on my report.

---

I haven't had any issues every 3 months pretty much like clockwork when it comes to requesting and receiving a cli. What is your vantage score 4 provided by sync when you login via web browser?

[GApeachy]

---

@Anonymous wrote:

Sync is using VS4 for CLI decisions and those scores can be quite a bit different from FICO at times. 

I would just wait for the letter.

Actually, all of my CLI's occured when my VS4 scores were in the high 700's.  All of my denials occur when my VS4 scores are in the mid to low 700's.  Hating me some VS4!  Careful OP....Synch likes to hide the CLI button too.  They play tricks with me, then I call them 

[GApeachy]

---

@addicted_to_credit wrote:I haven't had any issues every 3 months pretty much like clockwork when it comes to requesting and receiving a cli. What is your vantage score 4 provided by sync when you login via web browser?

---

What's yours?!?.....dad gum, your VS4 doesn't have mood swings?

[addicted_to_credit]

There you go MS. Peachy

[GApeachy]

Steady Eddy.....solid.  Mine looks like a slinky going down the stairs and then back up the stairs, then down the stairs, then back up the stairs, then down, then up, then....you get the picture.

[Meanmchine]

IIRC Synchrony was CLI via the luv button or chat or rep after third statement cuts.  Credit Solutions could approve you at any time

[T_Lab_89]

---

@Meanmchine wrote:

IIRC Synchrony was CLI via the luv button or chat or rep after third statement cuts.  Credit Solutions could approve you at any time

---

My 3rd statement cut a few days ago. That's when I tried. I'm looking for my VS4 score now.