Requesting a CLI from Wells Fargo Propel

Wavester64 · ‎03-20-2020

Curious how difficult is it to request a CLI from them?

Got the card almost 2 months ago - used it alot since.

Not seeing anywhere online to request the CLI.

Do they do a HP for a CLI?

Potential Future Cards

OthTielo · ‎03-20-2020

You can call the number on your card and ask for a soft pull CLI. If no soft pull CLI is available they will let you know and offer a hard pull. At this point you can refuse the hard pull.

Wavester64 · ‎03-20-2020

@OthTielo wrote:
You can call the number on your card and ask for a soft pull CLI. If no soft pull CLI is available they will let you know and offer a hard pull. At this point you can refuse the hard pull.

Thanks @OthTielo

Potential Future Cards

Anonymous · ‎03-20-2020

@Wavester64 wrote:
Curious how difficult is it to request a CLI ...

I had SP success on both WF cards recently, including a Propel. Details here. Good luck.

Anonymous · ‎03-20-2020

Calling is the way to do it.

Be prepared to be asked how much. When its electronically submitted, if the CSR tells you immediately, your good (for your requested amount or counter amount). If you hear that they have to send to UW, then its a crapshoot.

Wavester64 · ‎03-20-2020

@Anonymous wrote:
@Wavester64 wrote:
Curious how difficult is it to request a CLI ...
I had SP success on both WF cards recently, including a Propel. Details here. Good luck.

Thanks James. I wonder with me being so new to the card (~2-months) if they would consider me
for a CLI. We'll see, maybe I'll buzz and try...

Potential Future Cards

Anonymous · ‎03-20-2020

@Wavester64 wrote:
@Anonymous wrote:
@Wavester64 wrote:
Curious how difficult is it to request a CLI ...
I had SP success on both WF cards recently, including a Propel. Details here. Good luck.
Thanks James. I wonder with me being so new to the card (~2-months) if they would consider me
for a CLI. We'll see, maybe I'll buzz and try...

Well, its possible, but less likely than that of being a customer for 1 year.

Wavester64 · ‎03-20-2020

@Anonymous wrote:
@Wavester64 wrote:
Curious how difficult is it to request a CLI ...
I had SP success on both WF cards recently, including a Propel. Details here. Good luck.

James, is it as simple as calling up and saying "Yes, I am calling for a CLI and I want to make sure its just a SP"?

My only experience with CLIs (2) has been online and I am 1 for 2.

Potential Future Cards

M_Smart007 · ‎03-20-2020

@Wavester64 wrote:
Curious how difficult is it to request a CLI from them?
Easy to request, not so easy to get!

Got the card almost 2 months ago - used it alot since.
2 Months is a relatively short period.

Not seeing anywhere online to request the CLI.
Have to call ..

Do they do a HP for a CLI?
Both .. you ask if a SP is available?, If they tell You they have to go further it is a HP.
Then it is up to you "if" you want the HP? ..WF is VERY conservative.

Anonymous · ‎03-20-2020

@Wavester64 wrote:
... James, is it as simple as calling up and saying "Yes, I am calling for a CLI and I want to make sure its just a SP"?

Yes. The CSR will take your info, including requested CL, and feed it into the computer. Then you will get a YES or NO.

If it is NO, you have the option to be transferred to an UW for a HP CLI consideration.

If it is a YES but you are dissatisfied with the size of the CLI, you have the option to be transferred to an UW for a HP CLI consideration.

Note: the computer will counter-offer on the CLI amount if you overshoot, so do not sell yourself short.