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Amazon visa signature

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CreditCuriosity
Moderator Emeritus

Re: Amazon visa signature


@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@Anonymous wrote:
Chase 800-278-8830 (Verification/fraud deparment)

If they want to transfer you to lending then you might want to consider accidently hanging up.  Otherwise if in verification/fraud they will send you a text and after that you should be golden.  Just dont let them transfer you to lending or uw!


Thats exactly what they did.

i hanged up

Now what?Should i try again?

 

Thanks


Wait it out IMO.  Check the automated application status line 18004367927.  See what the automated status says on your application.  If 30 Day = Good, If 2 week = Good, if 7-10 days on automated message that isnt good and you will have to recon with uw/lending.  Let me know what the automated status line says.


its says 7-10 days

i guess its a no go

 

 


What are your scores ficos approx?  BK or anything recently?  Burned chase before?  How many cards recenty?  Based on answer I will tell you whether to recon or not

Message 11 of 30
sports1965
Frequent Contributor

Re: Amazon visa signature


@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@Anonymous wrote:
Chase 800-278-8830 (Verification/fraud deparment)

If they want to transfer you to lending then you might want to consider accidently hanging up.  Otherwise if in verification/fraud they will send you a text and after that you should be golden.  Just dont let them transfer you to lending or uw!


Thats exactly what they did.

i hanged up

Now what?Should i try again?

 

Thanks


Wait it out IMO.  Check the automated application status line 18004367927.  See what the automated status says on your application.  If 30 Day = Good, If 2 week = Good, if 7-10 days on automated message that isnt good and you will have to recon with uw/lending.  Let me know what the automated status line says.


its says 7-10 days

i guess its a no go

 

 


What are your scores ficos approx?  BK or anything recently?  Burned chase before?  How many cards recenty?  Based on answer I will tell you whether to recon or not


yes chase was IIB chapter 7 discharged almost 7 yeards ago.

Tranunion 638

Equifax 667

Experian 653

2 Amex cards recentle

 

 

Thanks for your help

Appreciated

Message 12 of 30
CreditCuriosity
Moderator Emeritus

Re: Amazon visa signature


@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@Anonymous wrote:
Chase 800-278-8830 (Verification/fraud deparment)

If they want to transfer you to lending then you might want to consider accidently hanging up.  Otherwise if in verification/fraud they will send you a text and after that you should be golden.  Just dont let them transfer you to lending or uw!


Thats exactly what they did.

i hanged up

Now what?Should i try again?

 

Thanks


Wait it out IMO.  Check the automated application status line 18004367927.  See what the automated status says on your application.  If 30 Day = Good, If 2 week = Good, if 7-10 days on automated message that isnt good and you will have to recon with uw/lending.  Let me know what the automated status line says.


its says 7-10 days

i guess its a no go

 

 


What are your scores ficos approx?  BK or anything recently?  Burned chase before?  How many cards recenty?  Based on answer I will tell you whether to recon or not


yes chase was IIB chapter 7 discharged almost 7 yeards ago.

Tranunion 638

Equifax 667

Experian 653

2 Amex cards recentle

 

 

Thanks for your help

Appreciated


So only 2 Amex cards in last year?  How many in last 2 years?

Message 13 of 30
mattmyFIC0
Established Contributor

Re: Amazon visa signature

just adding my two cents.... Last time I had 7-10 days on the automated line it was for verification. It's not always the kiss of death.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 14 of 30
sports1965
Frequent Contributor

Re: Amazon visa signature


@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@sports1965 wrote:

@CreditCuriousity wrote:

@Anonymous wrote:
Chase 800-278-8830 (Verification/fraud deparment)

If they want to transfer you to lending then you might want to consider accidently hanging up.  Otherwise if in verification/fraud they will send you a text and after that you should be golden.  Just dont let them transfer you to lending or uw!


Thats exactly what they did.

i hanged up

Now what?Should i try again?

 

Thanks


Wait it out IMO.  Check the automated application status line 18004367927.  See what the automated status says on your application.  If 30 Day = Good, If 2 week = Good, if 7-10 days on automated message that isnt good and you will have to recon with uw/lending.  Let me know what the automated status line says.


its says 7-10 days

i guess its a no go

 

 


What are your scores ficos approx?  BK or anything recently?  Burned chase before?  How many cards recenty?  Based on answer I will tell you whether to recon or not


yes chase was IIB chapter 7 discharged almost 7 yeards ago.

Tranunion 638

Equifax 667

Experian 653

2 Amex cards recentle

 

 

Thanks for your help

Appreciated


So only 2 Amex cards in last year?  How many in last 2 years?


in last 2 years ?

probably 5 to 10 including store cards

Message 15 of 30
CreditCuriosity
Moderator Emeritus

Re: Amazon visa signature

If you are under 5 accounts you believe in the last two years then I believe you have a good chance with recon and worth a try.  If you are under this number even though the chase amazon isn't under the 5x24 rule it is worth a try to plead your case as chase will auto deny anyone that they included then in BK, but it can be overturned.  Just really depends on how many new accounts you have and how you have done since your BK..  Do you have the recon number, if not i will provide it for you depending on above answers.  Just be ready for some questions and how you have since changed your life around etc.

Message 16 of 30
CreditCuriosity
Moderator Emeritus

Re: Amazon visa signature

Its worth a try IMO.  You will have to recon it.  Just call verification and they will transfer you to lending/uw and have the answers ready for questions about your BK, new accounts and why you need this card and why they should give it to you.  Best of luck if you try.  Recons are never fun, but they do yield fruit sometimes!

Message 17 of 30
Blackswizz750
Established Contributor

Re: Amazon visa signature

No go for me too, called the status line and got the 7-10 day message. This is after the 30 day message I received online. Is this worth reconning?
Message 18 of 30
estrickland1
New Contributor

Re: Amazon visa signature

I got this same message then received a "congratulations your card is on the way" email a day or two later 

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 19 of 30
Blackswizz750
Established Contributor

Re: Amazon visa signature

That's good to hear for ya. I may recon this. Will be my first for a Chase product.
Message 20 of 30
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