I'll share my experience with you since so far it seems similar to yours. I got my Blue Cash Preferred back in 2020. It was my first Amex card. I waited about 85 days and tried to get a limit increase but was denied. I had heard if you're denied you have to wait 90 days with Amex before asking again or it'll be automatically denied.
I waited another 90+ days after my denial, it was actually when my card turned 6 months old, and I asked for a limit increase again and I was instantly approved. Since I had been denied before I went with 2x my starting limit instead of 3x. I went from $10k to $20k. Best wishes to you whenever you ask again! Hopefully you get approved for your increase next time you ask.
@Jordan23ww wrote:I'll share my experience with you since so far it seems similar to yours. I got my Blue Cash Preferred back in 2020. It was my first Amex card. I waited about 85 days and tried to get a limit increase but was denied. I had heard if you're denied you have to wait 90 days with Amex before asking again or it'll be automatically denied.
I waited another 90+ days after my denial, it was actually when my card turned 6 months old, and I asked for a limit increase again and I was instantly approved. Since I had been denied before I went with 2x my starting limit instead of 3x. I went from $10k to $20k. Best wishes to you whenever you ask again! Hopefully you get approved for your increase next time you ask.
Yes it's 91 days from a denial, but only if you were denied for a credit-related reason. If you were denied for asking too soon, that doesn't reset the CLI clock. I'm willing to bet if you had tried again a week later, you would have been eligible (not saying you would've been approved, but you would have been eligible to at least ask) to apply for the CLI as early as 91 days.
@OmarGB9 wrote:
@Jordan23ww wrote:I'll share my experience with you since so far it seems similar to yours. I got my Blue Cash Preferred back in 2020. It was my first Amex card. I waited about 85 days and tried to get a limit increase but was denied. I had heard if you're denied you have to wait 90 days with Amex before asking again or it'll be automatically denied.
I waited another 90+ days after my denial, it was actually when my card turned 6 months old, and I asked for a limit increase again and I was instantly approved. Since I had been denied before I went with 2x my starting limit instead of 3x. I went from $10k to $20k. Best wishes to you whenever you ask again! Hopefully you get approved for your increase next time you ask.
Yes it's 91 days from a denial, but only if you were denied for a credit-related reason. If you were denied for asking too soon, that doesn't reset the CLI clock. I'm willing to bet if you had tried again a week later, you would have been eligible (not saying you would've been approved, but you would have been eligible to at least ask) to apply for the CLI as early as 91 days.
Yes, This ^^^^^^
@OmarGB9 wrote:
@Jordan23ww wrote:I'll share my experience with you since so far it seems similar to yours. I got my Blue Cash Preferred back in 2020. It was my first Amex card. I waited about 85 days and tried to get a limit increase but was denied. I had heard if you're denied you have to wait 90 days with Amex before asking again or it'll be automatically denied.
I waited another 90+ days after my denial, it was actually when my card turned 6 months old, and I asked for a limit increase again and I was instantly approved. Since I had been denied before I went with 2x my starting limit instead of 3x. I went from $10k to $20k. Best wishes to you whenever you ask again! Hopefully you get approved for your increase next time you ask.
Yes it's 91 days from a denial, but only if you were denied for a credit-related reason. If you were denied for asking too soon, that doesn't reset the CLI clock. I'm willing to bet if you had tried again a week later, you would have been eligible (not saying you would've been approved, but you would have been eligible to at least ask) to apply for the CLI as early as 91 days.
@OmarGB9 Sorry for the late reply just seeing this! This is great info to know! Thank you for sharing!
In my case it was a credit related denial. My Fico score had seen a huge boost so I asked for the increase. The denial reason was literally "Your Fico score is too low". The credit score they showed was 707, which is what it had been the previous month. By the time the 91 days went by my higher Fico score, 739, was now being displayed in Amex's check your Fico score section. I asked again and they said yes.
When I got my BCP, I got approved for $5k. It was an ok approval for me, but I had hoped for higher. So I had planned to ask for a CLI at 61 days, but I actually lost track of time and didn't request until around my 3rd statement. I asked for 3x and got my $15k! I would definitely try again in another month. Wait until after your 3rd statement for good measure. Good luck!
