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Amex 2-for-1 application and approvals?

tag
aav
Established Contributor

Re: Amex 2-for-1 application and approvals?

2 approvals 2 hps. Applied a few hours apart. They approved one instantly and held the 2nd app in processing for a week.i called a few times that week. They said the 2nd app would 100% be an hp and it was. 7 days later. Still happy with both cl.

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 11 of 25
Anonymous
Not applicable

Re: Amex 2-for-1 application and approvals?


@aav wrote:

2 approvals 2 hps. Applied a few hours apart. They approved one instantly and held the 2nd app in processing for a week.i called a few times that week. They said the 2nd app would 100% be an hp and it was. 7 days later. Still happy with both cl.


It could very well depend on the profile and number of inquiries currently present.

Message 12 of 25
B335is
Moderator Emeritus

Re: Amex 2-for-1 application and approvals?

It sounds like for the best chance of two approvals for one pull, do one right after the other.  I might try this in January 2015, when I go for my annual backdate card.

Message 13 of 25
rlx01
Established Contributor

Re: Amex 2-for-1 application and approvals?

This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.
Message 14 of 25
B335is
Moderator Emeritus

Re: Amex 2-for-1 application and approvals?


@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?

Message 15 of 25
chalupaman
Super Contributor

Re: Amex 2-for-1 application and approvals?

When I got my Green card and ED card, I was instantly approved for the first online and immediately went for the ED card after that and had to call Amex directly to find out if I had gotten approved or not. They were able to tell me what my limit was early but then it continued to say in progress for a couple of days until I called back again and answered some verification questions.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 16 of 25
alvon123
Super Contributor

Re: Amex 2-for-1 application and approvals?


@B335is wrote:

@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?


yes,    I apped for Delta Gold and then minutes later applied for Amex Green and was approved with only 1 hard pull..   Monrhs later I did the same for Amex PRG and AMEX Hilton HHonors with 1 hard pull.


Message 17 of 25
eft2013
Valued Member

Re: Amex 2-for-1 application and approvals?


@alvon123 wrote:

@B335is wrote:

@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?


yes,    I apped for Delta Gold and then minutes later applied for Amex Green and was approved with only 1 hard pull..   Monrhs later I did the same for Amex PRG and AMEX Hilton HHonors with 1 hard pull.


alvon123, did you apply online or over the phone.  Thanks for info everyone.  I want to get back in with AMEX in the near future. 

Entered the Garden 01-01-15
Starting Score: 626
Current Score (12/14): 691
Short Term Goal Score: 750

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Message 18 of 25
smittyboy020
Contributor

Re: Amex 2-for-1 application and approvals?

About 5 minutes online. .Smiley Happy

Message 19 of 25
B335is
Moderator Emeritus

Re: Amex 2-for-1 application and approvals?


@alvon123 wrote:

@B335is wrote:

@rlx01 wrote:
This only works for charge + credit.

Two credit = 5 day hold on the 2nd app.

So for charge + credit, I should try to do it the same day?


yes,    I apped for Delta Gold and then minutes later applied for Amex Green and was approved with only 1 hard pull..   Monrhs later I did the same for Amex PRG and AMEX Hilton HHonors with 1 hard pull.


Thanks Alvon.  I think that's what I'll try next time.  I need to close one of my revolving accts (I have 3) and I think 4 is their max.

Message 20 of 25
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