Amex 3X CLI denial

[Anonymous]

I opened a BCE card 12/24/14. I had read on these forums people were getting increases lately after 31 days instesd of 61 so I pulled the trigger today. I got the 7-10 day message. Do I now have to wait 90 days to try again? Or can I try again once my account is 61 days old? I asked this on the Definitive Amex 3X CLI Guide forum but didn,t get a response. They started me off at such a low limit. I figured if some people were getting early luv I had a shot. But I really hope I don't have to wait 90 days.

[chalupaman]

did you check your Amex page again? Sometimes people get that message but an increase actually did go through.

[Anonymous]

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

[chalupaman]

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

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I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

[Anonymous]

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@chalupaman wrote:

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

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I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

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Since you have multiple AMEX cards, you might have to wait 180 from your last CLI (regardless of what card it was on)

[Anonymous]

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@chalupaman wrote:

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

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I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

I've run less than 1000 through it. paid it off a few times. Maybe 800-900. Not really sure

[Anonymous]

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@Anonymous wrote:

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@chalupaman wrote:

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

---

I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

I've run less than 1000 through it. paid it off a few times. Maybe 800-900. Not really sure

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Same thing happened to me.  I started off at a low limit on my ED card ($1000) when it was approved November 1, 2014.  Tried the early 60 day 3x cli around 12-15 and was told I was too early.  I then tried requesting the CLI **AFTER** my official date and was denied because AmEx considers the original request that I made in December to be an outright denial.  Some chat reps have told me to re-apply for the CLI after April 1st while others have told I need to wait until after June 1st.  No one really seems to know when I should apply.  I'm guessing you're going to get different answers from different CSR's too    The funny thing is the same day I was denied a CLI on my ED I was approved for the PRG.   

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@chalupaman wrote:

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

---

I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

I've run less than 1000 through it. paid it off a few times. Maybe 800-900. Not really sure

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Same thing happened to me.  I started off at a low limit on my ED card ($1000) when it was approved November 1, 2014.  Tried the early 60 day 3x cli around 12-15 and was told I was too early.  I then tried requesting the CLI **AFTER** my official date and was denied because AmEx considers the original request that I made in December to be an outright denial.  Some chat reps have told me to re-apply for the CLI after April 1st while others have told I need to wait until after June 1st.  No one really seems to know when I should apply.  I'm guessing you're going to get different answers from different CSR's too    The funny thing is the same day I was denied a CLI on my ED I was approved for the PRG.   

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Darn. Wish I had waited 61 days 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@chalupaman wrote:

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@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 

---

I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

How much have you used the card thus far?

I've run less than 1000 through it. paid it off a few times. Maybe 800-900. Not really sure

---

Same thing happened to me.  I started off at a low limit on my ED card ($1000) when it was approved November 1, 2014.  Tried the early 60 day 3x cli around 12-15 and was told I was too early.  I then tried requesting the CLI **AFTER** my official date and was denied because AmEx considers the original request that I made in December to be an outright denial.  Some chat reps have told me to re-apply for the CLI after April 1st while others have told I need to wait until after June 1st.  No one really seems to know when I should apply.  I'm guessing you're going to get different answers from different CSR's too    The funny thing is the same day I was denied a CLI on my ED I was approved for the PRG.   

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Darn. Wish I had waited 61 days 

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Exactly!!!  Me too!

[CreditCuriosity]

Yep I got turned down after like 26-27 days on delta...  waited a week got the letter and said it was denied for various reasons and to new to AMEX.. This was a 1k Delta card so I could get in the door with Amex.  Decided after denial letter for dela card hoping for a better CL like 2k so it wouldn't sting so much, applied and got approved for 10k on the ED card after only have the delta alittle over a month.. Go figure..