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Amex 3X CLI denial

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Anonymous
Not applicable

Re: Amex 3X CLI denial


@Anonymous wrote:

I opened a BCE card 12/24/14. I had read on these forums people were getting increases lately after 31 days instesd of 61 so I pulled the trigger today. I got the 7-10 day message. Do I now have to wait 90 days to try again? Or can I try again once my account is 61 days old? I asked this on the Definitive Amex 3X CLI Guide forum but didn,t get a response. They started me off at such a low limit. I figured if some people were getting early luv I had a shot. But I really hope I don't have to wait 90 days.


Don’t feel bad I did the same thing. I was being impatient. A lesson learned.

Message 11 of 15
Anonymous
Not applicable

Re: Amex 3X CLI denial


@CreditCuriousity wrote:

Yep I got turned down after like 26-27 days on delta...  waited a week got the letter and said it was denied for various reasons and to new to AMEX.. This was a 1k Delta card so I could get in the door with Amex.  Decided after denial letter for an ED card hoping for a better CL like 2k so it wouldn't sting so much, got approved for 10k on the ED card after only have the delta alittle over a month.. Go figure..


Wow, that's unbelievable!

Message 12 of 15
CreditCuriosity
Moderator Emeritus

Re: Amex 3X CLI denial


@Anonymous wrote:

@CreditCuriousity wrote:

Yep I got turned down after like 26-27 days on delta...  waited a week got the letter and said it was denied for various reasons and to new to AMEX.. This was a 1k Delta card so I could get in the door with Amex.  Decided after denial letter for an ED card hoping for a better CL like 2k so it wouldn't sting so much, got approved for 10k on the ED card after only have the delta alittle over a month.. Go figure..


Wow, that's unbelievable!


Ya crazy isn't it.. turned down on a 1k Delta 3x after having it 26-28 days or whatever then one week later once getting letter decided said bleeop it and applied for the ED for a better limit and another 25 years of backdating and got approved for 10k... really makes no sense, but not going to argue..  Similiar things like this are occuring more and more from what i have seen, maybe not as drastic as mine..

Message 13 of 15
taxi818
Super Contributor

Re: Amex 3X CLI denial


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@chalupaman wrote:

@Anonymous wrote:

I checked. Nothing. One reason I wanted to try early is I opened a Discover the same day that hasn't reported yet. I think the reason for the low limit is I've opened too many cards recently. 


I don't think they're that sensitive to new accounts as much as other lenders are. The weird part with me is that I didn't get the full 3x CLI on my Delta card but a few days later got approved for the ED card.

 

How much have you used the card thus far?

I've run less than 1000 through it. paid it off a few times. Maybe 800-900. Not really sure

 


Same thing happened to me.  I started off at a low limit on my ED card ($1000) when it was approved November 1, 2014.  Tried the early 60 day 3x cli around 12-15 and was told I was too early.  I then tried requesting the CLI **AFTER** my official date and was denied because AmEx considers the original request that I made in December to be an outright denial.  Some chat reps have told me to re-apply for the CLI after April 1st while others have told I need to wait until after June 1st.  No one really seems to know when I should apply.  I'm guessing you're going to get different answers from different CSR's too Smiley Sad    The funny thing is the same day I was denied a CLI on my ED I was approved for the PRG.   


Darn. Wish I had waited 61 days Smiley Sad


Sorry op. thats why its best to stop following the crowd and go with known and true methods. if not for this forum most would not know about the 61 days. no way am i gonna follow a fly by night attitude and risk not getting approved. sorry it happened. my good friend who irefered the card to also tried it early. now he gets the message. he must wait 90 from his last attempt. too bad. patience patience patience. is all we can say. this is been happening a lot to be frank. because a handful of people got it early. it is not the norm by any means.

Message 14 of 15
Anonymous
Not applicable

Re: Amex 3X CLI denial

that sucks

Message 15 of 15
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