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Amex 3x

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Anonymous
Not applicable

Amex 3x

So tomorrow is my 90 day and I'm planning to ask for an increase on friday. My amex free fico last updated on the 16 of last month. So should I wait until my amex fico updates before I apply for the cli? I know my score went up because my chase fico updated already and they both use the same experian model.

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Amex 3x

the 91 day no longer matters if the 91 days is from account opening and not your last CLI denial.
Message 2 of 9
mikelo22
Established Contributor

Re: Amex 3x

Do you expect your score to jump at all next statement, such as more paid statements, etc?  If yes, then I'd wait.  If not, then it doesn't matter either way.

Message 3 of 9
Anonymous
Not applicable

Re: Amex 3x


@Anonymous wrote:
the 91 day no longer matters if the 91 days is from account opening and not your last CLI denial.

I was told it was 91 from last cli denial. Ive already had the account for about 10 months. I got appred for 2000 and since had an increase to 6000 my last denial was in november.

Message 4 of 9
Anonymous
Not applicable

Re: Amex 3x


@mikelo22 wrote:

Do you expect your score to jump at all next statement, such as more paid statements, etc?  If yes, then I'd wait.  If not, then it doesn't matter either way.


Score is already updated on chase experian fico but not yet on amex experian fico

Message 5 of 9
Anonymous
Not applicable

Re: Amex 3x

darren that's what i was saying lol. since you had a denial then yes it's the 91 days
Message 6 of 9
Anonymous
Not applicable

Re: Amex 3x


@Anonymous wrote:
darren that's what i was saying lol. since you had a denial then yes it's the 91 days

alright thanks. But i was also wondering if i should wait until my amex fico udated or just go ahead with it

Message 7 of 9
Anonymous
Not applicable

Re: Amex 3x

Denied they pushed old fico.
Message 8 of 9
Anonymous
Not applicable

Re: Amex 3x

go get that increase!

Message 9 of 9
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