Hello All,
I got auto loan approval from Penfed 2 days before , but still i went to dealer finance, essentially not using penfed auto loan.
I do plan to use the penfed refi option anytime soon(1-2 mos). I havent started membership account as well with penfed.
If i want a Visa platinum CC for gas rewards from them, will there be additional hard pull for that?
they also said, they can use the first auto loan pull for next 90 days, if i plan to come back to them for refinance option. is that true?
@Anonymous wrote:
@GetMeSlick wrote:Hello All,
I got auto loan approval from Penfed 2 days before , but still i went to dealer finance, essentially not using penfed auto loan.
I do plan to use the penfed refi option anytime soon(1-2 mos). I havent started membership account as well with penfed.
If i want a Visa platinum CC for gas rewards from them, will there be additional hard pull for that?
they also said, they can use the first auto loan pull for next 90 days, if i plan to come back to them for refinance option. is that true?
Yes, they're HPs are good for 90 days so take advantage of it and apply for any products you want within those 3 months.
How conservative are they in terms of giving Visa signature credit card. I know my average fico scores are in the range of 700 -710 across. Can i still get the visa siggy card from them? or just get into membership with any basic credit card and apply siggy card later?
^^^ They only look at your EQ score. 670 or better you should be OK as long as no recent baddies or tons of new accounts. If you were approved for a car loan. You should be fine.
thanks for the info. i will call them and see.