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Amex 7-10 day message for CLI

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Anonymous
Not applicable

Re: Amex 7-10 day message for CLI



Thanks GDanzy. I certainly hope so. You seem to have been approved around the same time that I was in April, did you request your 3XCLI 61 after your approval or 61 days after card activation?


I requested 3X CLI 61 days after my approval. I actually applied for the CLI a day early. My application was denied because of that. The CSR told me I had to call back tomorrow. I requested the CLI online the next day and received instant approval for 2X CLI.

Message 11 of 15
RonM21
Valued Contributor

Re: Amex 7-10 day message for CLI

Still hold out hope, you never know. Is it likely to be denied, yes. But one thing I've learned on these boards is nothing is certain. However, if it's not approved, you have the right attitude about living with the fact that it will need to grow and show a good.established history.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 12 of 15
credit_endurance
Valued Contributor

Re: Amex 7-10 day message for CLI

Update: Called CLI department regarding 7-10 day message and was asically told that they declined the request due to lower fico scores used last month. Amex

site hasn't updated my scores yet so she suggested I send it in for manual review and will here something bak with 24-48 hours.

 

Question, will this manual review result in a hard pull?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 13 of 15
credit_endurance
Valued Contributor

Re: Amex 7-10 day message for CLI

Update: Denied 3XCLI again after manual review. I am sure they looked at old report  to com to tht conclusion. Asked rep when I would be reeligible to apply for a CLI

he said in 90 days is that true?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 14 of 15
Anonymous
Not applicable

Re: Amex 7-10 day message for CLI

Yes, it's 90 days.

Message 15 of 15
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