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Amex BCE Approval despite receiving 14 day message!

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Anonymous
Not applicable

Re: Amex BCE Approval despite receiving 14 day message!


@OmarGB9 wrote:
Definitely a pleasant surprise to be approved hah. I would think Amex would expect a bit higher scores and lower UTIL lol. Congrats again. Okay one last question and then I promise to leave you alone lol: what's your AAoA and oldest account?

My AAoA is 5 years.  My oldest account is 16 years. 

Message 11 of 17
Anonymous
Not applicable

Re: Amex BCE Approval despite receiving 14 day message!

Congrats OP!

 

Here's another data point for anyone interested.  I got approved for an Amex Everyday this week with an experian fico of 661. It was an instant approval (2500 CL). I had 21% utilization, 5 new accounts in the past year, and my average age of accounts is about 7-8 years. 

Message 12 of 17
alextercero
Super Contributor

Re: Amex BCE Approval despite receiving 14 day message!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 13 of 17
OmarGB9
Community Leader
Super Contributor

Re: Amex BCE Approval despite receiving 14 day message!


@Anonymous wrote:

@OmarGB9 wrote:
Definitely a pleasant surprise to be approved hah. I would think Amex would expect a bit higher scores and lower UTIL lol. Congrats again. Okay one last question and then I promise to leave you alone lol: what's your AAoA and oldest account?

My AAoA is 5 years.  My oldest account is 16 years. 


 

Thank you. I have similar stats but my AAoA is wayyy lower lol.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 17
Anonymous
Not applicable

Re: Amex BCE Approval despite receiving 14 day message!

Congrats!

Message 15 of 17
9CLINE
Valued Contributor

Re: Amex BCE Approval despite receiving 14 day message!

Congrats... Welcome 2 the Amex fam.....

Message 16 of 17
Anonymous
Not applicable

Re: Amex BCE Approval despite receiving 14 day message!

Congrats!  


@Anonymous wrote:

Congrats OP!

 

Here's another data point for anyone interested.  I got approved for an Amex Everyday this week with an experian fico of 661. It was an instant approval (2500 CL). I had 21% utilization, 5 new accounts in the past year, and my average age of accounts is about 7-8 years. 


 

Message 17 of 17
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