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Amex Blue Cash

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Amex Blue Cash

3 statements have cut so I went for the cli. My SL was $3900. I requested 3x at $11700 and got 

your request is being reviewed blah blah 7-10 days. I have about a $600 balance. 

What went wrong? 

Message 1 of 6
5 REPLIES 5
Valued Contributor

Re: Amex Blue Cash

Nothing may have gone wrong. Is this your first/only Amex? If so, that’s probably it - the 3x CLI is far from guaranteed, and often a new Amex cardholder won’t even sniff a CLI for at least six months since Amex wants to get a feel for you, your spend patterns, and your payment habits.


Rose Gold | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020




Message 2 of 6
Community Leader
Super Contributor

Re: Amex Blue Cash

You weren't elible at this time. Keep trying. Set uour clock for 90 daysSmiley Happy
#ChaseCreditCardHobby Enthusiast
Message 3 of 6
Community Leader
Senior Contributor

Re: Amex Blue Cash


@Moneyfan1974 wrote:

3 statements have cut so I went for the cli. My SL was $3900. I requested 3x at $11700 and got 

your request is being reviewed blah blah 7-10 days. I have about a $600 balance. 

What went wrong? 


Hi OP

I agree 100% with what has already been said. But if it is a decline, you can recon (I think). 

 

So a couple of questions:

  • Has anything changed in your report since you were approved for the AmX card--score drop, UT increase, additional inquiries?
  • I hope the answer to this next question is no. Were you only making minimum payments? If yes, AmX doesn't like minimum payments. Again, if yes, increase minimum payment 3X? 

I'll keep my finger crossed that it is not a decline--even though it is the dreaded 7-10 day letter.

 

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 4 of 6
Contributor

Re: Amex Blue Cash

It's definitely not a sure thing. It wasn't for me when I tried at the 3 month mark. Amex ended up giving me an auto increase when the card was a year old but it was nowhere near the 3x I was hoping for.

Current Collection:

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Message 5 of 6
Moderator

Re: Amex Blue Cash


@CreditInspired wrote:

@Moneyfan1974 wrote:

3 statements have cut so I went for the cli. My SL was $3900. I requested 3x at $11700 and got 

your request is being reviewed blah blah 7-10 days. I have about a $600 balance. 

What went wrong? 


Hi OP

I agree 100% with what has already been said. But if it is a decline, you can recon (I think). 

 

So a couple of questions:

  • Has anything changed in your report since you were approved for the AmX card--score drop, UT increase, additional inquiries?
  • I hope the answer to this next question is no. Were you only making minimum payments? If yes, AmX doesn't like minimum payments. Again, if yes, increase minimum payment 3X? 

I'll keep my finger crossed that it is not a decline--even though it is the dreaded 7-10 day letter.

 


Not on the CLIs, unfortunately Smiley Wink   More than likely, just wait it out and work on the items that may be addressed on the letter, unless the CLI request was premature. 

Message 6 of 6
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