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Amex CLI 90-Day Clock

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Community Leader
Valued Contributor

Amex CLI 90-Day Clock

I know there are tons of threads dealing with Amex CLIs, but I can't find this particular topic.

 

If you request a CLI and get denied because the 90 days between declined requests hasn't yet elapsed, does the clock restart on that day?

 

Example:

I request a CLI on June 1 and it gets declined. I request again on July 1 and it gets declined because I requested only a month ago. Does the 90 days restart on July 1? 

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Message 1 of 10
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Community Leader
Senior Contributor

Re: Amex CLI 90-Day Clock

No it doesn't. Only a denial or approval based on credit criteria will restart the clock. Simply missing the timing on it will not restart the clock.

 

You can use the Amex check status link to see the last time you were increased, and use that to figure the next eligible date.



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Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 2 of 10
Community Leader
Senior Contributor

Re: Amex CLI 90-Day Clock

In case you don't have it handy:

 

https://www262.americanexpress.com/eaol/welcome.do



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 3 of 10
Established Contributor

Re: Amex CLI 90-Day Clock

On a side note I thought it was you ask on the 91st day...not the 90th?!
















Message 4 of 10
Community Leader
Valued Contributor

Re: Amex CLI 90-Day Clock


@Girlzilla88 wrote:

On a side note I thought it was you ask on the 91st day...not the 90th?!


Yeah, the CSR said that 90 full days have to have ELAPSED. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 10
Community Leader
Valued Contributor

Re: Amex CLI 90-Day Clock


@ImTheDevil wrote:

In case you don't have it handy:

 

https://www262.americanexpress.com/eaol/welcome.do


Very handy. Thanks! The CSR did tell me when my last APPROVED request was. But he couldn't say when the denied one was. I know it was within the last few months....

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 6 of 10
Community Leader
Senior Contributor

Re: Amex CLI 90-Day Clock

Welcome Smiley Happy Well if it was a credit-based denial, then it would be 91 days from then. If it was a time-based denial, then there is no reset and you just wait the required additional time.



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 7 of 10
Super Contributor

Re: Amex CLI 90-Day Clock

Do only denials show up on that page? My request for my Cash Magnet that was approved doesn't show up there but the approvals and denials of my four card applications do. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 8 of 10
Community Leader
Senior Contributor

Re: Amex CLI 90-Day Clock

I've seen requests for various things on mine, not just card approvals/denials. It's possible that CLIs and such expire after a period but I don't know for sure.



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 9 of 10
Super Contributor

Re: Amex CLI 90-Day Clock

Well it was just in June so you would think it would still be there but yeah, no reference. 



01/2019:
12/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 10 of 10
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