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Amex CLI Denial

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Zoostation1
Valued Contributor

Amex CLI Denial

Got denied for a CLI on my BCP about a week and a half ago.  Opend the card in mid/late Jan with a $5k SL and decided to give it a shot with a CLI request roughly a week after my 6th statement cut.  I'm not surprised by the denial because I still have a BK7 on record (5yr9mo old).  I figured it was still worth a soft pull shot given that there have been a few DPs (albeit still pretty rare) of people getting CLIs with one still reporting. I'll probably try again in another 6 months (and keep with the rinse and repeat until I get an approval).

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jan 2026 FICO 8:
Jan 2026 FICO 9:
Jan 2026 FICO 10:
Jan 2026 FICO 10T:
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1 REPLY 1
JoeRockhead
Community Leader
Super Contributor

Re: Amex CLI Denial

Any denial is a bummer for sure, but being a SP is definitely a big positive, as is your overall attitude towards the whole thing. It will happen for you sooner or later, but you already know that so extra Kudos to you for remaining positive, and diligent! 

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