@Anonymous wrote:Okay thanks. Just thought it was worth a shot considering the excuse. Thought that may give me a chance.
What is the limit they gave you on the card?
@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:Okay thanks. Just thought it was worth a shot considering the excuse. Thought that may give me a chance.
What is the limit they gave you on the card?
6.5K
Ok, that's a large first CL from AMEX. They probably want to see if you actually start pushing the limit before raising it. $200 doesn't quite push things 
90 days wait, unfortunately, but that's how AMEX works.
Ok, that's a large first CL from AMEX. They probably want to see if you actually start pushing the limit before raising it. $200 doesn't quite push things
90 days wait, unfortunately, but that's how AMEX works.
I will give it a try in 90. That was a week worth of charges and then they cut the statement. Wasn't going to run a new card up like that. To me, that would show bad useage if I gave a person a 6.5K limit and they ran their limit up in a week, but that's just me. I will probably put close to 1-2K a month and PIF for the next few months and try again. Thanks for the input!
@Anonymous wrote:
Ok, that's a large first CL from AMEX. They probably want to see if you actually start pushing the limit before raising it. $200 doesn't quite push things
90 days wait, unfortunately, but that's how AMEX works.
I will give it a try in 90. That was a week worth of charges and then they cut the statement. Wasn't going to run a new card up like that. To me, that would show bad useage if I gave a person a 6.5K limit and they ran their limit up in a week, but that's just me. I will probably put close to 1-2K a month and PIF for the next few months and try again. Thanks for the input!
Well, the amount you processed was only $200 before asking for the CLI, correct? $200 is a little light, $6,500 may be on the high side, but somewhere in the middle, and no one knows exactly where, there's a spend rate that is your regular daily spend, and if your 20 swipes per month only get to $1k, then $6,500 is a nice size line, while you show AMEX your charging and payment habits.
The CLI are easy enough to request through the on line tool, but the 3x CLI depends on the existing limit and where AMEX scores the cardholder for potential max limit. That max limit will climb only with showing good payment patterns, over a significant length of time.
The other issue to consider is, if you have any plans to get another 1 or 2 AMEX revolvers, then maximizing this card CLI may not help those other apps later. Leaving some room for other AMEX cards to have good limits is a strategy, a good reason not to max out any one revolver limit. My AMEX Delta Gold card was at $9k and came eligible for a 3x CLI in late May. I thought about going for $27k, but did not, and ended up apping for Hilton and SPG, getting each with $10k, and then asked for only a $3k CLI on the Delta card, to $12k. So I ended up with $32k overall, two new cards with bonus points, and no 4506-T request.