cancel
Showing results for 
Search instead for 
Did you mean: 

Amex CLI Question ?

tag
Anonymous
Not applicable

Amex CLI Question ?

After reading about 40 pages of the Definitive Amex CLI topic I have not found an answer to question.

Got approved for an Amex Blue Cash Magnet for 1k Sl back in November

Waited till late Feb and did a 3X Cli and got 7 day letter saying  denied because of not having account long enough.

Was grooming card a for another request and Amex auto increased limit to $2,500.

Does the auto cli reset the clock to 180 days before I can request another cli.

I was not given the option to decline auto cli, (which i definetly would NOT have).

Message 1 of 3
2 REPLIES 2
simplynoir
Community Leader
Mega Contributor

Re: Amex CLI Question ?

Any increase provided by AMEX does not reset the clock last I heard. Only a customer initiated request resets the clock whether it's waiting 91 days after a denial or 181 days after an approval. Requesting too early does not reset the clock either so if your last request was a denial back in February you are good to ask again whenever you're ready

Message 2 of 3
FalconSteve
Valued Contributor

Re: Amex CLI Question ?

No, the 3/6 month clock is when you request a CLI

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.