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Amex CLI Question ?

fred454
New Member

Amex CLI Question ?

After reading about 40 pages of the Definitive Amex CLI topic I have not found an answer to question.

Got approved for an Amex Blue Cash Magnet for 1k Sl back in November

Waited till late Feb and did a 3X Cli and got 7 day letter saying  denied because of not having account long enough.

Was grooming card a for another request and Amex auto increased limit to $2,500.

Does the auto cli reset the clock to 180 days before I can request another cli.

I was not given the option to decline auto cli, (which i definetly would NOT have).

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2 REPLIES 2
simplynoir
Community Leader
Super Contributor

Re: Amex CLI Question ?

Any increase provided by AMEX does not reset the clock last I heard. Only a customer initiated request resets the clock whether it's waiting 91 days after a denial or 181 days after an approval. Requesting too early does not reset the clock either so if your last request was a denial back in February you are good to ask again whenever you're ready

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FalconSteve
Established Contributor

Re: Amex CLI Question ?

No, the 3/6 month clock is when you request a CLI

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $6300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Credit Scores for both of us around 800, depending on what you pull & balances

All PIF, frequently before statement close
Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback), $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge, my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card
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