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Amex CLI denial letter

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Anonymous
Not applicable

Amex CLI denial letter

Have a HH(58.3K) and Everyday (1K) and was denied on 6/14. The letter states my income is insufficient relative to my debt obligations with them. It was fun while it lasted!

Message 1 of 8
7 REPLIES 7
babygirl1256
Senior Contributor

Re: Amex CLI denial letter

Greetings FettHutt ~ So sorry that you were deniel -but- that's not a forever denial . . . Once you are able to reduce your debt-to-income ratio (DTI) and probaly wait 6 months . . . try again. Wishing you success in being granted future CLIs.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 8
AverageJoesCredit
Legendary Contributor

Re: Amex CLI denial letter


@babygirl1256 wrote:

Greetings FettHutt ~ So sorry that you were deniel -but- that's not a forever denial . . . Once you are able to reduce your debt-to-income ratio (DTI) and probaly wait 6 months . . . try again. Wishing you success in being granted future CLIs.


Or he can just move limits lol.  

Message 3 of 8
Anonymous
Not applicable

Re: Amex CLI denial letter

My balance is only $140 and PIF. I've just reached the max exposure with them.

Message 4 of 8
Anonymous
Not applicable

Re: Amex CLI denial letter

I've gotten a few of those letters also. Every six months I try for a 'pity' cli and only ask for $2k or so. They toss me a few bucks 

Message 5 of 8
AverageJoesCredit
Legendary Contributor

Re: Amex CLI denial letter


@Anonymous wrote:

I've gotten a few of those letters also. Every six months I try for a 'pity' cli and only ask for $2k or so. They toss me a few bucks 


Beetlejuice Beetlejuice Beetlejuice 😁

Message 6 of 8
babygirl1256
Senior Contributor

Re: Amex CLI denial letter

Wow, perhaps so.Smiley Surprised

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 8
JLRDC909
Frequent Contributor

Re: Amex CLI denial letter

Nothing is forver, credit profiles change over time.  AX can be a weirdo at times.  While others have had great luck with the 3X CLI, I have not had all that great of luck.  I just recently upped my DL Skymiles and that was a success, however my Blue Cash still sits at a lower limit and they wont budge, I don't use AX as much as other cards

JR
Message 8 of 8
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