Amex CLI denied Again!

[Kpowek1]

Can someone please help with a number to get to underwriting to request CLI manually.. I have Hilton Surpass with measly 1k limit since June 2015.. I cant a increase for crap!!! 

I have in the last year 

Amex Surpass sl 1000.....6/2015

Amex Gold Premier  NPsl -- highest 8500 to date 

Chase sapphire 5000 flexible spending 

Navy Checking Line 15k

Car Loan 37k 

Flagship 8200

Goreward 3300 sl - 5000 since 1/2016 to date 

Rh 13500

wayfair 6300

Chase Southwest Air 2k

Zgallerie - 9500

Pottery Barn 10500

Discover sl 1400 - 2400- 3200 started .July 2015

tj max sl 1/2016 $500 -1000 month later

Lowes ..8/2015 sl 5000-5400 

rooms to go 2500 ----- 06/2015

JCPenneys Sl 700  1/2016

Macys SL 1/16  500 -1000 

Ann Taylor sl 500   havent used yet .. 10/15

[Anonymous]

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@Kpowek1 wrote:

Can someone please help with a number to get to underwriting to request CLI manually.. I have Hilton Surpass with measly 1k limit since June 2015.. I cant a increase for crap!!! 

I have in the last year 

Amex Surpass sl 1000.....6/2015

Amex Gold Premier  NPsl -- highest 8500 to date 

Chase sapphire 5000 flexible spending 

Navy Checking Line 15k

Car Loan 37k 

Flagship 8200

Goreward 3300 sl - 5000 since 1/2016 to date 

Rh 13500

wayfair 6300

Chase Southwest Air 2k

Zgallerie - 9500

Pottery Barn 10500

Discover sl 1400 - 2400- 3200 started .July 2015

tj max sl 1/2016 $500 -1000 month later

Lowes ..8/2015 sl 5000-5400 

rooms to go 2500 ----- 06/2015

JCPenneys Sl 700  1/2016

Macys SL 1/16  500 -1000 

Ann Taylor sl 500   havent used yet .. 10/15

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I would say with 19 cards in the past year, you are not in a strong position for a recon. Sorry.

[Anonymous]

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@Anonymous wrote:

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@Kpowek1 wrote:

Can someone please help with a number to get to underwriting to request CLI manually.. I have Hilton Surpass with measly 1k limit since June 2015.. I cant a increase for crap!!! 

I have in the last year 

Amex Surpass sl 1000.....6/2015

Amex Gold Premier  NPsl -- highest 8500 to date 

Chase sapphire 5000 flexible spending 

Navy Checking Line 15k

Car Loan 37k 

Flagship 8200

Goreward 3300 sl - 5000 since 1/2016 to date 

Rh 13500

wayfair 6300

Chase Southwest Air 2k

Zgallerie - 9500

Pottery Barn 10500

Discover sl 1400 - 2400- 3200 started .July 2015

tj max sl 1/2016 $500 -1000 month later

Lowes ..8/2015 sl 5000-5400 

rooms to go 2500 ----- 06/2015

JCPenneys Sl 700  1/2016

Macys SL 1/16  500 -1000 

Ann Taylor sl 500   havent used yet .. 10/15

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I would say with 19 cards in the past year, you are not in a strong position for a recon. Sorry.

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+1

They are not fond of recent cards or inquires.  It was a limiting factor for me when I first attmpted a CLI with Amex.  As soon as I relaxed on getting other cards and waited my period I have been rewarded beyond what I expected.

[redpat]

+2, too many accounts opened in a year.  

Should of of slowed your roll.

That is one large shot gun approach to apps.

[Anonymous]

Do you have any baddies on your reports? I couldn't get an increase from them either until my baddies fell off. If not, then it could be all of your new accounts, although I also had a ton of new accounts when I finally got the increase - but not quite as many as you.

[Anonymous]

I agree with @Humu.  You are better off waiting a bit and then trying again.

[Anonymous]

Give them a little time and they will come around.  Got my 2nd on my 3rd try.  6k to 18k.  It will happen.  They're just making sure you can handle it.  

[12njoy]

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@redpat wrote:

+2, too many accounts opened in a year.  

Should of of slowed your roll.

That is one large shot gun approach to apps.

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OP I have to agree with redpat (I know you're shocked redpat ) but it happened to me because of new accounts.  It took me 18 months to get a cli from amex because of new accounts.  I'm likely in a new 18 month hold again