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Amex Customer Login PreQualify Feature SUCKS!

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Valued Member

Amex Customer Login PreQualify Feature SUCKS!

I went online and checked what cards were available for me to PreQualify with- everytime you login and you hit the Tab  "Cards"  and Then See "What You Preqaulify for " they rotate 3 cards they want to push on you for marketing... I tried to app for one and was denied blah blah... This is not a Pre Qualify tool its marketing only. Be Cautious - one good thing its not a HP defineitely a SP which was a huge sigh of relief. Just wanted to share this with everyone. Thanks for everyones wisdom!

Message 1 of 22
21 REPLIES 21
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Frequent Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

You need to read the fine print at the top that says "right now we can not qualify you for any cards but feel free to explore some of the cards we offer"






“The man who says he can, and the man who says he can not… Are both correct.”
Message 2 of 22
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Community Leader
Senior Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

Did it say  you were "preapproved" or expand your membership ?

EXP 758 TU 783 EQ 729
Message 3 of 22
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Valued Member

Re: Amex Customer Login PreQualify Feature SUCKS!

Expand ... that should of been my cue ?

what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -

Message 4 of 22
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Community Leader
Senior Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

Yes unless it says preapproved it's not usually an approval .

EXP 758 TU 783 EQ 729
Message 5 of 22
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Frequent Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

The "expand membership" option only arises if you you are a preexisting Amex customer.  The prequal tool for new customers will say at the top you are pre qualified for the following cards if you qualify.  If not it gives you some choices to dream about.






“The man who says he can, and the man who says he can not… Are both correct.”
Message 6 of 22
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Moderator

Re: Amex Customer Login PreQualify Feature SUCKS!


@joshk4u wrote:

Expand ... that should of been my cue ?

what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -


Yup. That's a clue.

Message 7 of 22
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Community Leader
Valued Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

OP. Sorry, but nothing is guaranteed when obtaining credit. Even with pre-approval. Luckily an SP. Use the forums to understand a lenders process and quirks before app. 

Message 8 of 22
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Super Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

Sorry OP, but at least it should have only been a SP so no damage done ( except maybe to the ego )


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 9 of 22
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Epic Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!


@Jnbmom wrote:

Yes unless it says preapproved it's not usually an approval .


+1

Message 10 of 22
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