Hey friends, long time reader but this'll be my first post. So I know this will probably come across pretty silly, but I'm just getting my credit off the ground. I currently have a Cap1 secured card $200 limit and a Discover It secured card $200 limit. The Cap1 is 3 months in and Discover is 1 month. Now I have few inquiries and after a lot of reading I've discovered that Amex has a history of being alright with thin files as long as there's no derogatories or late payments etc. My two cards have 100% payment histories and I had a 'screw it' moment and applied for the Everyday card, the non BC version. Immediately went to pending and got the 7-10 days message. So I called twice and the first rep said give them 10-14 days, the second said a different department was handling it and give them 3-5 days. I really don't expect an approval, but I figure if I were going to get shut down, it would have been instant, no? Do I take any other steps here or ride this out?
Edit: To add, the online status says to have my home address ready when I call, yet I got the aforementioned responses from the reps. Not too sure what to do about that.
Update: A day later, I check the status of my Amex Everyday app and it asked me to upload either a utility bill or a bank statement dated within the last 60 days to verify my address. Good sign? I provided them with a bank statement and will keep you guys posted!
