cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Financial Review - Reapply

tag
Anonymous
Not applicable

Amex Financial Review - Reapply

Anyone have any guidance on reapplying for new cards with Amex after they close as outcome of a financial review? For some data points, had two accounts Preferred and Platinum closed solely after financial review. No other issues with Amex during or after closure. This was back in 2019. Wondering if they have any timeline on opening new accounts. Thanks.

Message 1 of 2
1 REPLY 1
coldfusion
Credit Mentor

Re: Amex Financial Review - Reapply

As I understand it there is no set timeline, but people can and do get back in with AMEX when the final outcome of a FR is to have all accounts closed.       It's not like a IIB or collections senario where you are put on their blacklist with  mininum timelines before being considered for removal.

 

At a mininum expect a 4506-C request unless you get an immediate denial without a HP being performed which is a sign that at the moment you are on their blacklist. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.