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Target CLI question

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britt585
Regular Contributor

Target CLI question

Good morning,

 

I've had my Target card sincee Nov 2019 300 CL. I havent received CLI. This is my smallest limit. I love target..lol...I use the card heavily and I leave a balance only because thats what ive to do in order to get CLI. I was paying in full at first. Anywho I know yoou cant request a CLI like a normal credit card..lol... I was wondering can I write to anyone asking to review my account?... I really dont want to close my account it hasnt grown in  almost 2 years....

Message 1 of 17
16 REPLIES 16
Brian_Earl_Spilner
Credit Mentor

Re: Target CLI question

There's nothing you can do to speed it up. It took over 4 years before I got my first, then it was an increase every 3 months before it stopped. Hopefully it'll start again soon. I'm only 1 or 2 away from a conversion.

    
Message 2 of 17
M_Smart007
Legendary Contributor

Re: Target CLI question


@britt585 wrote:

Good morning,

 

I've had my Target card sincee Nov 2019 300 CL. I havent received CLI. This is my smallest limit. I love target..lol...I use the card heavily and I leave a balance only because thats what ive to do in order to get CLI. I was paying in full at first. Anywho I know yoou cant request a CLI like a normal credit card..lol... I was wondering can I write to anyone asking to review my account?... I really dont want to close my account it hasnt grown in  almost 2 years....


I closed mine for (2) reasons

1) don't use it

2) would not grow

 

Actually closed it the day they CLD'd it (50%) for non use. ( 6 months in the SD - one $7 purchase in a whole year)

Message 3 of 17
rostrow416
Established Contributor

Re: Target CLI question

Some have reported success by updating their income monthly (even if it doesn't change, just reenter the info).

 

But other than using it normally, there is nothing to do.  If it clicks for them, they will increase your limit.  I've received 2 increases in the 4 years I've had mine, but it's been 2.5 years since my last one.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 4 of 17
britt585
Regular Contributor

Re: Target CLI question

omg... i have kids so target is 1 our favoite places to shop...ugh

Message 5 of 17
Brian_Earl_Spilner
Credit Mentor

Re: Target CLI question

Probably make it hard to grow because they know every time you go in there you're not leaving without spending $100+, even if all you went in for was a sponge. People would max out their cards in a few weeks.

    
Message 6 of 17
britt585
Regular Contributor

Re: Target CLI question

 omg 2 and 4 years .... My limit isnt nearly enough for my family to shop. I've paid in full, not paid in full, updated income, let a balance report...ugh...It hurts my soul to close the account...lol...I'll give them 6 more months..wish me luck.. thanks

Message 7 of 17
britt585
Regular Contributor

Re: Target CLI question

o my so i'm spending to much.....lol....omg this is crazy!!!!

Message 8 of 17
M_Smart007
Legendary Contributor

Re: Target CLI question


@britt585 wrote:

 omg 2 and 4 years .... My limit isnt nearly enough for my family to shop. I've paid in full, not paid in full, updated income, let a balance report...ugh...It hurts my soul to close the account...lol...I'll give them 6 more months..wish me luck.. thanks


@britt585, I wish you luck 4 leaf clover.jpg

Message 9 of 17
designated_knitter
Established Contributor

Re: Target CLI question

I also opened my card in November, 2019... eagerly awaited November, 2020 when they were handing out Christmas CLIs but nothing but a lump of coal for me.

 

I think I have a better chance of winning powerball than getting a Target CLI -- and I don't even buy lottery tickets!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 10 of 17
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