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Amex Gold or CSR - which to apply for first?

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Anonymous
Not applicable

Amex Gold or CSR - which to apply for first?

Planning on applying for both Amex Gold and CSR over the next few months.  I currently have Delta Amex Gold.  I am 1/24.  Standard rule of thumb would be to apply for CSR first, but just wondering if I should get Amex Gold first and still then have 3 slots for Chase Trifecta.

 

Thoughts?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Amex Gold or CSR - which to apply for first?

I'm going to do the same apps, I'm 2/24. I want to get the highest starting limit combined so I'm curious which order to app in.
Message 2 of 11
Anonymous
Not applicable

Re: Amex Gold or CSR - which to apply for first?

IMO, i would apply for chase first.  Amex is easier to get by multiple inquiries, new accts etc.  this is my experience anyway.  if you do the chase first, you would probalby get the amex anyway.

Message 3 of 11
xaximus
Valued Contributor

Re: Amex Gold or CSR - which to apply for first?

I would recommend going with the CSR first. It's a more premier card compared to the Gold. If you plan on getting any other Chase card, go for that first. Once you've apped for all the necessary cards, then go for the Gold. The UW for the gold is alot more lenient compared to Chase CSR and their other cards.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 11
AverageJoesCredit
Legendary Contributor

Re: Amex Gold or CSR - which to apply for first?

Because of their rule, Chase first.
Message 5 of 11
Cred4All
Valued Contributor

Re: Amex Gold or CSR - which to apply for first?

Without a second thought - Chase 1st Smiley Happy 


Message 6 of 11
Anonymous
Not applicable

Re: Amex Gold or CSR - which to apply for first?

Thanks everyone for the feedback!!

Message 7 of 11
Anonymous
Not applicable

Re: Amex Gold or CSR - which to apply for first?

But Gold will probably be SP so Chase won't know anything about Gold until 2 statements in if you Gold first, personally I don't think it matters much either way.
Message 8 of 11
Anonymous
Not applicable

Re: Amex Gold or CSR - which to apply for first?

I agree with oldman87. If preapproved, you won’t take a HP for the Gold card, and Amex usually takes two statements to report new accounts to the credit bureaus. So, you could apply for the Gold first, give yourself 1 1/2 months or so to get started on the minimum spend for the Gold card’s SUB,, and then apply for the CSR. Good luck, and please do update us.
Message 9 of 11
AverageJoesCredit
Legendary Contributor

Re: Amex Gold or CSR - which to apply for first?

Good points but a hp is always possible for whatever reason, why chance it?
Message 10 of 11
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