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Amex Gold

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Anonymous
Not applicable

Re: Amex Gold

It just says new welcome offer 35000 mr points and goes on about benefits of the card as well 

Message 11 of 22
Brian_Earl_Spilner
Credit Mentor

Re: Amex Gold

Amex won't prequalify you for a minimum of 90 days after your first card. Being that you got a low limit for it, you're basically borderline for them and will probably have to wait between 3-6 months to see them or get an additional card.

    
Message 12 of 22
Pikaboo-icu
Valued Contributor

Re: Amex Gold

Click on apply now- after that it should say one of the two things I posted.

Expanding membership is easy or you are already approved.

  


Message 13 of 22
Anonymous
Not applicable

Re: Amex Gold

So wait until February to May to reapply? 

Message 14 of 22
Pikaboo-icu
Valued Contributor

Re: Amex Gold


@Brian_Earl_Spilner wrote:

Amex won't prequalify you for a minimum of 90 days after your first card. Being that you got a low limit for it, you're basically borderline for them and will probably have to wait between 3-6 months to see them or get an additional card.


Thank you.

I was wondering about that and hoping somebody that knew for sure would pop in! 

  


Message 15 of 22
Anonymous
Not applicable

Re: Amex Gold

It says expanding my membership is easy 

Message 16 of 22
Pikaboo-icu
Valued Contributor

Re: Amex Gold


@Anonymous wrote:

It says expanding my membership is easy 


Ok that means you are not preapproved.

It will tell you when you are.

 

And I would follow Brian's advice..

I wasn't sure on the timeline.  But you can keep checking later to look for the Gold to show "preapproved" when you click "apply" in offers.

That way, when the time is right, you may get it with no HP.

  


Message 17 of 22
Anonymous
Not applicable

Re: Amex Gold

awesome i will wait another few months or so. I dont think my first amex account is even counting toward my fico score still as I know they take a while to report new accounts so I may just wait for them to do that

Message 18 of 22
Brian_Earl_Spilner
Credit Mentor

Re: Amex Gold


@Anonymous wrote:

It just says new welcome offer 35000 mr points and goes on about benefits of the card as well 


She's talking about this. If you see this message, you probably won't be approved. If you are pre-approved, it'll say it here.

 

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Message 19 of 22
Anonymous
Not applicable

Re: Amex Gold

Awesome. Big thanks to you both. Big help! 

Message 20 of 22
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