Amex Hilton plus Amex Magnet plus Amex ED plus Amex Delta

[Anonymous]

Not sure if this can post here or not? I was approved for Amex Hilton in January for $2000 SL and I have received my card. How soon before I can grab another Amex. I have the Blue CashED, gold, AU on Magnet, AU on Blue Business Cash already. When I applied for the Hilton card the only pre approvals were that and the delta. I was playing around just now and see it now says I am pre approved for the Magnet and the ED as well as the Delta. How long do I need to wait before applying for another card? 

[AllZero]

Congratulations on your approval!

[Anonymous]

Which to apply for. Both are giving me the pre-approved. Just took the Hilton card in January for $2000 SL. Neither of these were options then or I would have gone with one of them but now choices choices. Which if either would be more likely to generate a higher SL?

Looks like the ED card has some more benefits than the Magnet.

[Anonymous]

From my understanding you just have to wait about 9 days from the last approval.   I got approved for 3 cards from AMEX all in 1 day!   2 Charge cards...Gold and Green and the ED card.

[MrCreditInternational]

I think it's no more than 1 credit card every 5 days and no more than 2 credit cards every 3 months. Charge cards aren't affected by those rules tho.

Edit: the 5 days rule isn't true. My bad

[Anonymous]

You're showing preapprovals for two core revolvers. Conventional wisdom is that you'd be approved for any of the revolvers. Decide what you're looking for in your next card - MR points to go with those from your Gold (ED, EDP), or cash back (CM, BCE, BCP). Look at all the perks of each and see what fits your spend the best, and go for it. Underwriting is the same for the core revolvers so your SL should be the same on any of them.

[Anonymous]

Congratulations on your approval! 👍

[M_Smart007]

Congrats on your approval!

[M_Smart007]

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@MrCreditInternational wrote:

I think it's no more than 1 credit card every 5 days and no more than 2 credit cards every 3 months. Charge cards aren't affected by those rules tho.

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I got approved for 2 revolvers in (2) days last year, the 2nd one was $5K higher than the first (the day before.) YMMV

[MrCreditInternational]

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@M_Smart007 wrote:

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@MrCreditInternational wrote:

I think it's no more than 1 credit card every 5 days and no more than 2 credit cards every 3 months. Charge cards aren't affected by those rules tho.

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I got approved for 2 revolvers in (2) days last year, the 2nd one was $5K higher than the first (the day before.) YMMV

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Interesting, you're right. I think I got things confused.

The 3 months rule is strict tho. I got denied my HH card because I applied one day before 3 months have passed. Then approved immediately the next day.