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Amex Plat app gets 14 days message...what does that mean other than waiting?

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Anonymous
Not applicable

Amex Plat app gets 14 days message...what does that mean other than waiting?

OK I admit that I did not have 100k SUB offer when I applied. But there are a few big expenses coming up, so I applied with 75k offer. My ex 726, FICO 774, 0% Ulit. I had CashMag since last Aug, and Business Gold since last Oct, both with Amex of course. 

After submitting application, I got wait for 14 days message. What's that mean in the end?

I do have "preapproved" status when I log into my account under Platinum. 

Should I just wait? If so, how long?

Thanks guys for your advices in advance!

Message 1 of 9
8 REPLIES 8
coldfusion
Community Leader
Mega Contributor

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

Have you checked the status online here?

 

https://www262.americanexpress.com/eaol/welcome.do

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 9
Anonymous
Not applicable

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

I did Smiley Happy it says "In Progress"

Message 3 of 9
FinStar
Moderator Emeritus

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

The 14-day message can go in either direction, but tends to usually go the manual review route, for instance.

You can definitely keep checking the site/link periodically to learn the progress/outcome of the application.
Message 4 of 9
Anonymous
Not applicable

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

Thanks! I am wondering if I should call in...and how soon

Message 5 of 9
Priory_Man
Valued Contributor

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

I don't see any harm in calling in and asking them if they need any more information to help with the decision. I got the 14 day message, I think it was when I apped for the gold card, they just wanted to make sure it was me.






"Total revolving credit $286,000 Current UTIL >1%"
Message 6 of 9
Anonymous
Not applicable

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

thanks! i thinkg i will wait a day...practice my patience Smiley Happy

Message 7 of 9
Anonymous
Not applicable

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

Finally I found some time to call today...they asked me if I am in the military so they can waive my annual fee...and they approved me with 75k Smiley Happy

Message 8 of 9
FinStar
Moderator Emeritus

Re: Amex Plat app gets 14 days message...what does that mean other than waiting?

Congrats on the approval and nice SUB @Anonymous.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you wish.
Message 9 of 9
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