Amex Plenti Underwriting requirements

[Anonymous]

I checked mine and its 19.99%.

[Anonymous]

Thanks for your info CreditCuriousity!

You state

"but with MSD and backdating being gone,"

Is that just for this Plenti AMEX card? or all AMEX cards?

Thanks

[CreditCuriosity]

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@Anonymous wrote:

Thanks for your info CreditCuriousity!

You state

"but with MSD and backdating being gone,"

Is that just for this Plenti AMEX card? or all AMEX cards?

Thanks

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All Amex Cards.... Card will still show a MSD date, just won't report to bureau with that MSD data as of APR 21st or something around there this year if you applied for it after that date... Date could be a day or two off, but you get the idea.

[Anonymous]

Okay CreditCuriousity. So your saying that if I applied before April 21st the backdating will show on Credit Buerau report, therefore after April 21st it a new policy that there is no longer backdating on AMEX cards?

[CreditCuriosity]

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@Anonymous wrote:

Okay CreditCuriousity. So your saying that if I applied before April 21st the backdating will show on Credit Buerau report, therefore after April 21st it a new policy that there is no longer backdating on AMEX cards?

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Well it might of been March 21 or April getting the two confused.. Let me try to find the thread.. Sorry for the confusion having some serious brain memory issues atm..

[CreditCuriosity]

Sorry got months confused ..  It is Mar 21st...  Please see the ultra long thread here.

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-No-Longer-Backdating-to-Credit-Bureau-s/td-p/39076...

[Anonymous]

Wow! Thats really bad news that there is no more backdating reported to CR. I will read the thread. Thanks again.