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Amex Pre Approval

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Regular Contributor

Amex Pre Approval

I login today on the Amex website to see if I was pre approved for anything. I didn’t see anything but my co-worker told me to find out if I’m pre approved I have to click apply and it’ll tell me. I clicked on every card and it said I was pre approved for all of them. There were varying APRs in each one. Does this mean I can get any card or is it a marketing ploy? I wanted to go for the CSR but if I’m denied that I may have to go the Amex MR route.
Message 1 of 5
4 REPLIES 4
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Established Contributor

Re: Amex Pre Approval

What's your credit profile like?

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 2 of 5
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Senior Contributor

Re: Amex Pre Approval

You are good to go if you see the pre approval. Only thing left to find out are the APR and SL.



Message 3 of 5
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Regular Contributor

Re: Amex Pre Approval

Ex 715
Tu 748
Eq 746

Income $87750

Two accounts with 30 day lates but one of them has a 60. 4 in all neg marks with the recent one occuring October 2016. Student loans, car loan, and one personal loan. Utilization at 1%
Message 4 of 5
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Valued Contributor

Re: Amex Pre Approval


@MJT7665 wrote:
Ex 715
Tu 748
Eq 746

Income $87750

Two accounts with 30 day lates but one of them has a 60. 4 in all neg marks with the recent one occuring October 2016. Student loans, car loan, and one personal loan. Utilization at 1%

Amex awaits, with opened arms.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
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