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Amex Pre-Qualify changed....

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Anonymous
Not applicable

Re: Amex Pre-Qualify changed....

Amex prequal has not been accurate in my case.  Last year, when my EX was much lower (like under 600 low), it showed I was preapproved for a couple different cards.  Apped and was instantly denied.  My EX reached 673 a few weeks ago, so decided to check their prequal.  I was not preapproved for anything.  Cold apped the BCE and was instantly approved.

Message 11 of 14
Anonymous
Not applicable

Re: Amex Pre-Qualify changed....

I was prequalified for Everyday and Blue. Applied for both back to back and was approved instantly for both.

Experian Fico 08 score 663
Message 12 of 14
Anonymous
Not applicable

Re: Amex Pre-Qualify changed....

I was preapproved for the Every Day card and was approved when applied a moment later.  I didn't wait.  Since then I have obtained a few AMEX cards, but each was due to a site promotion saying I was preapproved.  My experience has been good.  I think you have to act on it as qualifying can change in a moment.  Even promotions can change.

 

YMMV

Message 13 of 14
bhill40
Valued Member

Re: Amex Pre-Qualify changed....

I do recall apping for two revolvers and two charge cards in the same day and got approve for all 4,  and cost me one HP.  Every card that i look into it states that i am preapproved. I was declined once due to being with the 90 days! Just recently received the Plat w/ the offer for POT!

Message 14 of 14
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