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Amex Prequalifier Solid?

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CivalV
Established Contributor

Amex Prequalifier Solid?

Prequalified for all 3 Delta Skymiles. I use Delta at least once a month, so the Delta Reserve might not be a good choice with the hefty AF. I am just wondering if the SL is going to be extremely low since this will be my first Amex. EX is currently 708, UTL is 25%, no baddies, most recent account is a little over a year old, highest CL is my Marriott Bonvoy $5K, income is not high about $60K. Really biting my nails with this one. I applied for a card with Amex a few years back and was denied. I promised myself I would not give into Amex but this Delta CC has got a hold on me lol 

 

 

Any words of advice would be appreciated or even experiences. 

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Anonymous
Not applicable

Re: Amex Prequalifier Solid?

Amex prequals are typically solid, and I think your stats are in order for an approval. It may not be a huge SL but I think it'll grow for you. I'd pick the one that makes the most sense (ie, platinum if you travel with someone and can use the companion pass and the larger AF is ok), and go for it.

Message 2 of 3
AverageJoesCredit
Legendary Contributor

Re: Amex Prequalifier Solid?

60k is definetly good enough to get good limits with Amex once you create history. In a world full of Covid, whats a hp to find out where you stand?Smiley Wink

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